Demand for formal credit among small scale cassava farmers in Kogi State, Nigeria: a double hurdle analysis

Adebayo, CO

doi:10.4314/as.v17i2.6

Cited by 3 publications

(3 citation statements)

References 6 publications

(5 reference statements)

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“…The relatively high prevalence of food insecurity and hunger in Oyo was worrisome since the data were collected during a period in which food was expected to be abundant. It, however, aligns with previous studies of smallholder farmer households 40 and other households 41 in Oyo State, which reported a high prevalence of food insecurity. Adebayo (2012) reported a 53% food insecurity prevalence, 40 while Ganiyu and Omotayo (2016) reported a 29% prevalence of food insecurity among the households in one LGA of the state.…”

Section: Discussionsupporting

confidence: 91%

“…It, however, aligns with previous studies of smallholder farmer households 40 and other households 41 in Oyo State, which reported a high prevalence of food insecurity. Adebayo (2012) reported a 53% food insecurity prevalence, 40 while Ganiyu and Omotayo (2016) reported a 29% prevalence of food insecurity among the households in one LGA of the state. 41 For access to care and health, the 2013 Nigeria Demographic and Health Survey results indicate that the households included in the NDDP study were worse off than the average household in Oyo, while those in Kano appeared better off than average.…”

Section: Discussionsupporting

confidence: 91%

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Evidence-Based Design Process for Nutrition-Sensitive Agriculture Interventions: A Case Study of the Advancing Local Dairy Development Programme in Nigeria

Ojo¹,

Adeyemi

Kayode³

et al. 2022

Food Nutr Bull

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Background: Nigeria is a significant contributor to the global burden of chronic undernutrition in children under 5 years of age. The undernutrition challenge constrains the productivity of rural households. This study was carried out among beneficiaries of the productivity-enhancing Nigerian Dairy Development Programme (NDDP) to guide incorporation of nutrition into the successor program—Advancing Local Dairy Development in Nigeria (ALDDN). Therefore, this study contributes to the literature about operationalizing nutrition-sensitive agricultural frameworks. Objective: The study sought to determine potential entry points for improving the nutrition of smallholder dairy farmers (≤=5 milk cows) with a focus on food system entry points. Methods: Primary data were collected from 514 smallholder dairy households in Oyo and Kano states of Nigeria. Both quantitative and qualitative data were collected. Quantitative data collected included minimum dietary diversity for women, nutrition status, and socioeconomic characteristics of households. Qualitative data included information about sources of food, markets, and other food system characteristics. Quantitative data were analysed using descriptive statistical tools and correlation analysis, while common themes were identified from qualitative data. Conclusions: The study showcased men’s important role in food purchase and consumption, particularly in Kano. Increasing opportunities and the ability of women to use nutrition education appeared necessary for translating knowledge into improved practices. The own consumption (i.e., the portion of the milk kept for households’ consumption as well as diversification of foods produced for consumption); income; women’s empowerment; and environmental sanitation pathways seemed to be the most feasible pathways for improving nutrition within the context of the study population.

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Section: Discussionsupporting

confidence: 91%

Section: Discussionsupporting

confidence: 91%

Evidence-Based Design Process for Nutrition-Sensitive Agriculture Interventions: A Case Study of the Advancing Local Dairy Development Programme in Nigeria

Ojo¹,

Adeyemi

Kayode³

et al. 2022

Food Nutr Bull

View full text Add to dashboard Cite

show abstract

“…Meanwhile, lack of collateral, short repayment period and high interest rates were the constraints faced in accessing formal credit. Adebayo (2018) investigated the factors responsible for demand and access to formal credit by cassava farmers in Kogi state, Nigeria. The results revealed that farm income, farming experience and farm size were responsible for cassava farmers’ access to formal credit.…”

Section: Review Of the Empirical Literaturementioning

confidence: 99%

Informal finance: its drivers and contributions to farm investment among rural farmers in Northcentral Nigeria

Falola

Mukaila

Abdulhamid

2022

AFR

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PurposeThe problem of inaccessibility of finance for farm investment is a common phenomenon among farmers, especially the rural dwellers. Thus, there is a need to know how the accessibility of informal finance can be increased to increase farm investment. Therefore, this study evaluates farmers’ access to informal finance and its contribution to farm investment among rural farmers in Northcentral Nigeria.Design/methodology/approachA three-stage random sampling technique was employed to select 160 farmers. Primary data collected were analysed with descriptive statistics and the Heckman selection model.FindingsThe study revealed that cooperative society is the major informal means of loan acquisition used by the farmers followed by Rotational Savings and Credit Associations (RoSCAs). Informal loans contributed to agricultural investment through the various operational activities involved in production. Factors influencing farmers’ access to informal loans were the age, farm size and income of the farmers. Interest charged, farmers' age, farming experience, household size, education and loan duration were the drivers of the amount borrowed from the informal financing sector.Practical implicationsThe findings of the study call for policies that will sustain informal financial institutions in developing economies, like Nigeria. Thus, the government through its regulatory agencies should assist informal finance providers with the necessary resources to achieve more goals. This is because the informal credit lenders help in bridging financial gaps created by formal financial institutions, such as commercial banks.Originality/valueUnlike the previous research studies, this study investigated the driving factors of the amount borrowed from informal finance and its use in farm investment.

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Microcredit via digital innovation platforms: its drivers and impact on fish farms' yield and income in Nigeria

Mukaila

2024

AFR

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PurposeFish farmers in Africa often operate on small-scale culture units, primarily due to poor access to funding and low technology adoption. Digital innovation platforms seek to enhance farmers’ access to finance, production and farmers’ income. However, there is a lack of empirical evidence to support these claims. Therefore, this study investigated the factors influencing fish farmers’ access to microcredit from digital innovation platforms and the impact of this microcredit on fish farms’ yield and income in Nigeria.Design/methodology/approachA mixed-methods approach was adopted, and data were gathered from 387 fish farmers through a well-structured questionnaire and focus group discussion. The data were analyzed using probit regression and instrumental variable two-stage least squares regression.FindingsThe results revealed that ownership of smartphones, awareness of digital agricultural innovation platforms, farmers’ education, income, fish farming as a primary occupation, cooperative society and extension contacts positively influenced farmers’ access to microcredit from digital innovation platforms. The age of farmers and household size negatively influenced their access to digital microcredit. Digital microcredit positively and significantly impacted fish farms’ yield and farmers’ income.Practical implicationsDigital microcredit significantly increased fish farm yield and income. Therefore, digital innovation platforms should be encouraged and promoted through the creation of awareness about their ability to solve inadequate financing in agriculture by agricultural extension agents.Originality/valueThis study contributes to our understanding of the influencing factors for farmers accessing digital microcredit and how digital microcredit enhances farm yield and income.

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Demand for formal credit among small scale cassava farmers in Kogi State, Nigeria: a double hurdle analysis

Cited by 3 publications

References 6 publications

Evidence-Based Design Process for Nutrition-Sensitive Agriculture Interventions: A Case Study of the Advancing Local Dairy Development Programme in Nigeria

Evidence-Based Design Process for Nutrition-Sensitive Agriculture Interventions: A Case Study of the Advancing Local Dairy Development Programme in Nigeria

Informal finance: its drivers and contributions to farm investment among rural farmers in Northcentral Nigeria

Microcredit via digital innovation platforms: its drivers and impact on fish farms' yield and income in Nigeria

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