2021
DOI: 10.32663/jaz.v4i2.2450
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Dampak Literasi Digital Dan Faktor Demografi Terhadap Perilaku Keuangan Pinjaman Online Di Masa Pandemi Covid-19

Abstract: This study aims to reveal a picture of digital literacy and demographic factors on people's financial behavior related to online loan offerings mediated by demographic factors in the city of Padang. The number of samples was selected using the convenience sampling method, because the researcher did not have population data in the form of a sampling frame. Data were collected using a survey technique of 101 respondents. The data analysis technique used in this study is descriptive analysis to obtain descriptive… Show more

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Cited by 3 publications
(2 citation statements)
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References 7 publications
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“…These results prove the findings of Helina et al, (2022) andPratama et al, (2021) which state that digital literacy has a significant positive effect on visiting decisions, so the better the use of digital literacy carried out by a tourist attraction, it can increase the number of tourist visitors. The results of this study are in line with previous research conducted by Sulistianingsih et al (2021) which found that Digital Literacy affects Visiting Decisions. In addition, this research is in line with previous researcher Cristian F. Freisleben Teutscher (2015) who found that Digital Literacy affects Visiting Decisions.…”
Section: The Effect Of Digital Literacy On Visiting Decisionssupporting
confidence: 92%
“…These results prove the findings of Helina et al, (2022) andPratama et al, (2021) which state that digital literacy has a significant positive effect on visiting decisions, so the better the use of digital literacy carried out by a tourist attraction, it can increase the number of tourist visitors. The results of this study are in line with previous research conducted by Sulistianingsih et al (2021) which found that Digital Literacy affects Visiting Decisions. In addition, this research is in line with previous researcher Cristian F. Freisleben Teutscher (2015) who found that Digital Literacy affects Visiting Decisions.…”
Section: The Effect Of Digital Literacy On Visiting Decisionssupporting
confidence: 92%
“…Someone who has good digital literacy can adapt without difficulty in adopting various choices of Islamic fintech applications according to their needs, so that Islamic fintech can be utilised optimally and as well as possible. The results of this study are in line with research by Maji and Laha (2023), Sulistianingsih et al (2021), and Munari and Susanti (2021), which state that digital literacy affects the use of fintech.…”
Section: The Effect Of Digital Literacy On Sharia Fintech Usagesupporting
confidence: 91%