Dampak Kebijakan Restrukturisasi Kredit Di Masa Pandemi Covid-19  Terhadap Kinerja Perbankan Di Indonesia

Rimbawan, Teguh

doi:10.30595/raar.v2i1.12538

Cited by 3 publications

(3 citation statements)

References 4 publications

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“…The sampling method uses purposive sampling, where the sampling method is carried out using a certain method so that a sample of 36 banking companies is obtained. First, carry out a normality test, if the data is normal distributed, then continue with the Paired t-test, whereas if the data is not normally distributed, then carry out the Wixolcon test (Rimbawan, 2022)…”

Section: Methodsmentioning

confidence: 99%

Analysis of Electronic Banking ( E-Banking) Users in Indonesia During and After the Covid-19 Pandemic

Prastiwi,

Hanifah

2023

icohetech

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The purpose of this study is to examine the differences in the impact of the covid-19 pandemic on electronic banking users. This study used the Wixolcon Test analysis method to test the differences between paired data. Testing comparisons between observations before and after being given treatment and knowing the effectiveness of a treatment. The dependent variables in this research are mobile banking, internet banking and the dependent variable is the covid-19 pandemic. This research uses a quantitative research approach. The data source is from the official website of the Indonesian Stock Exchange, namely www.idx.co.id in 2019 - 2022. The total research population was 47 companies. The sampling method was purposive sampling so that a total sample of 39 companies was obtained. The results of the Wixolcon test, namely on the mobile banking variable, show that there are differences in mobile banking users in Indonesia during and after the Covid-19 pandemic. Regarding the internet banking variable, the results of internet banking research show that there are differences in internet banking users in Indonesia during and after the Covid-19 pandemic.

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Section: Methodsmentioning

confidence: 99%

Analysis of Electronic Banking ( E-Banking) Users in Indonesia During and After the Covid-19 Pandemic

Prastiwi,

Hanifah

2023

icohetech

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“…Penelitian yang dilakukan oleh (Rimbawan, 2022) menunjukkan bahwa kinerja keuangan pada rasio NPL/NPF tidak ada perbedaan sebelum dan sesudah penerapan kebijakan restrukturisasi kredit di masa pandemi Covid-19, namun pada penelitian yang dilakukan oleh Mahal et al, (2021) menunjukkan bahwa NPL pada perbankan di Bangladesh tidak berubah secara signifikan karena adanya kebijakan oleh pemerintah. Dari uraian di atas, yang dimana tidak adanya kekonsistenan hasil penelitian maka peneliti merumuskan hipotesis penelitian sebagai berikut: Ha: Terdapat perbedaan rasio Non Performing Loan sebelum dan selama penerapan kebijakan restrukturisasi kredit di masa pandemi Covid-19 Gambar 1.…”

Section: Hipotesisunclassified

Dampak Kebijakan Restrukturisasi Kredit Terhadap Non Performing Loan (Npl) Pada Perbankan Di Indonesia Di Masa Pandemi Covid-19

Arsy,

Cahyaningtyas,

Waskito

2023

Risma

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Pada masa pandemi covid-19 perekonomian menurun sehingga berdampak juga terhadap perbankan dimana nilai NPL semakin meningkat karena ketidakmampuan debitur untuk membayar kewajibannya. Maka dari itu pemerintah melalui Otoritas Jasa Keuangan menerbitkan peraturan mengenai kebijakan restrukturisasi kredit. Tujuan peneitian ini untuk mengetahui perbedaan NPL sebelum dan selama kebijakan restrukturisasi kredit pada bank umum konvensional tahun 2017-2019 untuk sebelum kebijakan dan tahun 2020-2022 selama kebijakan. Penelitian ini merupakan komparatif kuantitatif dan menggunakan data sekunder. Pengambilan sampel dilakukan dengan metode purposive sampling. Sehingga diperoleh 61 bank umum konvensional sebagai sampel. Alat pengujian yang digunakan yaitu Uji Normalitas (Kolmogorov Smirnov) dan Uji Mann-Whitney. Berdasarkan penelitian yang dilakukan maka hasil penelitian menunjukkan bahwa secara rata-rata terdapat perbedaan NPL sebelum dan selama kebijakan restrukturisasi kredit di masa pandemi Covid-19.

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“…The increasing restructuring of financing has raised concerns about decreasing profitability at Bank Muamalat Indonesia, where this policy has resulted in longer banking credit tenors. (Rimbawan et al, 2022) The implementation of the financing restructuring policy by Bank Muamalat Indonesia is due to the NPF being unstable each year so the bank needs to carry out restructuring to maintain the NPF level so that the bank remains healthy. Non-performing financing (NPF) or problematic financing is a key indicator for assessing bank performance.…”

Section: Introductionmentioning

confidence: 99%

The Effect of Financing Restructuring, Non-Performing Financing, and Capital Adequacy Ratio on Profitability

Safira,

Fatoni

2023

JIQ

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This research was conducted to determine whether there is an influence of financing restructuring, Non-Performing Financing (NPF), and Capital Adequacy Ratio (CAR) on profitability in banking, especially Bank Muamalat Indonesia. The research approach used in this research is quantitative research and uses descriptive methods. This research uses secondary data taken from Bank Muamalat Indonesia's quarterly financial reports for 2016-2022. The data analysis method used in this research is the multiple linear regression analysis method. The research results show that financing restructuring, Non-Performing Financing (NPF), and Capital Adequacy Ratio (CAR) partially do not have a significant effect on profitability, while together they have a positive relationship with profitability.

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Dampak Kebijakan Restrukturisasi Kredit Di Masa Pandemi Covid-19 Terhadap Kinerja Perbankan Di Indonesia

Cited by 3 publications

References 4 publications

Analysis of Electronic Banking ( E-Banking) Users in Indonesia During and After the Covid-19 Pandemic

Analysis of Electronic Banking ( E-Banking) Users in Indonesia During and After the Covid-19 Pandemic

Dampak Kebijakan Restrukturisasi Kredit Terhadap Non Performing Loan (Npl) Pada Perbankan Di Indonesia Di Masa Pandemi Covid-19

The Effect of Financing Restructuring, Non-Performing Financing, and Capital Adequacy Ratio on Profitability

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