Credit scoring and risk management in islamic banking: the case of Al Etihad Credit Bureau
Mohamed Abdulraheem Ahmed Alhammadi,
Alberto Ibañez-Fernandez,
Arnaldo Vergara-Romero
Abstract:This current research aims to assess the performance of Al Etihad Credit Bureau (AECB) operating in the United Arab Emirates (U.A.E.) in reducing credit risk in the Islamic banking model. The research aims to clarify the effects of credit scores on credit risk management in Islamic banks and the extent of adopting Islamic banks of these ratings when evaluating the borrowers. The study was done based on a primary qualitative research method where six top managers from AECB and nine managers from UAE’s Islamic b… Show more
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