DOI: 10.24251/hicss.2018.169
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Abstract: The widespread availability of various peer-to-peer lending solutions is rapidly changing the landscape of financial services. Beside the natural advantages over traditional services, a relevant problem in the domain is to correctly assess the risk associated with borrowers. In contrast to traditional financial services industries, in peerto-peer lending the unsecured nature of loans as well as the relative novelty of the platforms make the assessment of risk a difficult problem. In this article we propose to …

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