Credit and Banking Structure: Asian and African-American Experience in Los Angeles

Dymski, Gary A.; Mohanty, Lisa

doi:10.1257/aer.89.2.362

Cited by 41 publications

(43 citation statements)

References 4 publications

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“…They also find that black American owners were less likely to apply for credit in lending markets characterized by higher concentration (Dymski and Mohanty, 1999).…”

mentioning

confidence: 90%

Not for Lack of Trying: American Entrepreneurship in Black and White

2006

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“…They also find that black American owners were less likely to apply for credit in lending markets characterized by higher concentration (Dymski and Mohanty, 1999).…”

mentioning

confidence: 90%

Not for Lack of Trying: American Entrepreneurship in Black and White

2006

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“…The traditionally employed methods in empirical research on loan-approval determinants include ordinary or binary choice regression techniques for estimating the probability of loan approval given weakly exogenous characteristics of the loan applicants (e.g. Edelstein, 1975;Schafer and Ladd, 1981;Munnell et al, 1996;Dymski and Mohanty, 1999;Chakravarty and Scott, 1999) or multiple discriminant analysis for searching for variables that discriminate between successful and delinquent loans in loan-performance determinants research (Bates, 1973(Bates, , 1975. Empirical studies on discrimination determinants in mortgage lending also primarily rely on regression techniques (see Ladd, 1998 for a literature review).…”

Section: Introductionmentioning

confidence: 99%

Determinants of the Low SME Loan Approval Rate in Croatia

2005

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“…One aspect of the vicious circle of poverty in distressed neighbourhoods is the paucity of institutions such as commercial banks that provide credit there (see for example, Flowers (1999) and Dymski and Mohanty (1999)). Given their characteristics, it would be anticipated that credit unions should have a natural role to play in such circumstances.…”

Section: Section 1 Introductionmentioning

confidence: 99%