2019
DOI: 10.1177/1077558719845726
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Coverage Gaps and Cost-Shifting for Work-Related Injury and Illness: Who Bears the Financial Burden?

Abstract: The heavy economic burden of work-related injury/illness falls not only on employers and workers’ compensation systems, but increasingly on health care systems, health and disability insurance, social safety net programs, and workers and their families. We present a flow diagram illustrating mechanisms responsible for the financial burden of occupational injury/illness borne by social safety net programs and by workers and their families, due to cost-shifting and gaps in workers’ compensation coverage. This fl… Show more

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Cited by 12 publications
(36 citation statements)
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“…Due to survey eligibility criteria, findings from this study may not be generalizable to workers with disabilities not acquired at work or to workers with disabilities acquired at work who did not qualify for, apply for, or receive WC benefits. For example, many workers (e.g., migrant farmworkers, domestic workers) may be excluded from WC coverage 68 . Also, our analysis is limited to wage earners; however, many self‐employed workers are engaged in work arrangements that are typically defined as nonstandard (e.g., independent contractors).…”
Section: Discussionmentioning
confidence: 99%
See 1 more Smart Citation
“…Due to survey eligibility criteria, findings from this study may not be generalizable to workers with disabilities not acquired at work or to workers with disabilities acquired at work who did not qualify for, apply for, or receive WC benefits. For example, many workers (e.g., migrant farmworkers, domestic workers) may be excluded from WC coverage 68 . Also, our analysis is limited to wage earners; however, many self‐employed workers are engaged in work arrangements that are typically defined as nonstandard (e.g., independent contractors).…”
Section: Discussionmentioning
confidence: 99%
“…For example, many workers (e.g., migrant farmworkers, domestic workers) may be excluded from WC coverage. 68 Also, our analysis is limited to wage earners; however, many self-employed workers are engaged in work arrangements that are typically defined as nonstandard (e.g., independent contractors).…”
Section: Strengths and Limitationsmentioning
confidence: 99%
“…This phenomenon has been described as the “discourse of abuse,” emanating from the prevalent underlying assumption that injured workers may be taking advantage of the system 37 . This assumption persists despite overwhelming evidence of systematic shifting of the economic burden of work‐related injury/illness away from the WC system and employers onto other health/disability insurance, the social safety net, and workers themselves 4 . Although most respondents thought workplace improvement was needed, workers—and injured workers in particular‐‐have limited opportunity to provide input on workplace changes that could promote their wellbeing 37,60 .…”
Section: Discussionmentioning
confidence: 99%
“…Sustained return to work (RTW) after occupational injury or illness is important for workers' health and economic stability, as well as for workplace productivity. Although primary prevention is key, efforts to sustain RTW and prevent reinjury may reduce the considerable health, economic, and social burden of occupational injury/illness 3–5 …”
Section: Introductionmentioning
confidence: 99%
“…First, for all industries including the construction industry, researchers have concentrated on deriving and calculating the fatality loss [23,27,[33][34][35][36][37][38].…”
Section: Literature Reviewmentioning
confidence: 99%