Corporate governance and disclosure of financial information: a case of listed firms in Sub-Saharan Africa

Akileng, Godfrey; Ssekiboobo, Diana; Omonuk, Joseph Ben; Nzibonera, Eric; Sendawula, Kasimu

doi:10.1504/ijgfi.2022.123910

Cited by 4 publications

(7 citation statements)

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“…Other researchers have also used literacy rate as a determining factor for financial inclusion. The results of their study suggest that literacy level plays a significant role in enhancing the process of financial inclusion (see Akileng et al, 2018; Bhuvana & Vasantha, 2016; Kaur & Kapuria, 2020; Raichoudhury, 2020; Sahoo et al, 2017; Soumaré et al, 2016; Wokabi, 2018; Zins & Weill, 2016). Similarly, the second variable (i.e., unemployment rate) has a negative impact on financial inclusion.…”

Section: Empirical Results and Discussionmentioning

confidence: 99%

“…It is expected that the higher level of unemployment will reduce the income level of the individuals, which will discourage them from opening a bank account or saving money in their account. In this course, the unemployment rate is having a negative and significant impact on the process of financial inclusion (Akileng et al, 2018; Raichoudhury, 2020; Wokabi, 2018). Likewise, per capita state GDP has a positive and significant impact on financial inclusion.…”

Section: Empirical Results and Discussionmentioning

confidence: 99%

“…Researchers like Nguyen (2020), Eldomiaty et al (2020), and Bozkurt et al (2018) have conducted their studies at the cross-country level to know the factors determining financial inclusion. Similarly, other researches, such as Soumaré et al (2016), Zins and Weill (2016), Evans (2016), Wokabi (2018), Akileng et al (2018), and Lotto (2018), have tried to measure the determining factors of financial inclusion within African countries context.…”

Section: Review Of Literaturementioning

confidence: 99%

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Demand-Side and Supply-Side Determinants of Financial Inclusion in Indian States: Evidence from Post-Liberalization Period

Barik,

Lenka

2022

Emerging Economy Studies

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An initiative of financial inclusion helps to boost the economies of poorer regions and countries. Also, greater financial inclusion is a prime driver for attaining social inclusion in most of the developing nations across the globe. So, the main purpose of this article is to investigate the determinants of financial inclusion from both demand- and supply-side variables in Indian states during the post-liberalization periods (1993–2015). Furthermore, the study uses different econometric models such as fixed effect, random effect, panel-corrected standard errors, and feasible generalized least squares for analysis purpose. The empirical findings of this study suggest that among the demand-side factors, literacy and per capita state GDP have a positive impact on financial inclusion, whereas other two variables like rate of unemployment and percentage of rural population have a negative impact on financial inclusion. Likewise, from the supply-side factors, our empirical findings depict that all four variables (i.e., road length, electricity supply, social sector expenditure, and capital receipt) have a positive and significant effect on financial inclusion in the post-liberalized Indian states.

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Section: Empirical Results and Discussionmentioning

confidence: 99%

Section: Empirical Results and Discussionmentioning

confidence: 99%

Section: Review Of Literaturementioning

confidence: 99%

See 1 more Smart Citation

Demand-Side and Supply-Side Determinants of Financial Inclusion in Indian States: Evidence from Post-Liberalization Period

Barik,

Lenka

2022

Emerging Economy Studies

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“…For example, in Vietnam, no significant difference between males and females is found (Morgan and Trinh, 2019). Another study conducted in Uganda reported gender is not significantly related to financial inclusion (Akileng et al ., 2018). Additional empirical results prove that there is no significant relationship between gender and the level of financial inclusion in Egypt (Rashdan and Eissa, 2020).…”

Section: Literature Reviewmentioning

confidence: 99%

“…It can be argued that limited financial literacy serves as a barrier to the demand for financial products/services (Braunstein and Welch, 2002). With low levels of financial literacy, the consumer/citizen becomes more resistant to financial inclusion which limits the results of constant efforts and initiatives applied to improve the state of financial inclusion (Allen et al ., 2016; Akileng et al ., 2018). Atkinson and Messy (2013) denoted that financial literacy, in addition to improving individuals' ability to make informed financial decisions, enhances confidence, thereby improving a person's ability to easily access and use formal financial services.…”

Section: Literature Reviewmentioning

confidence: 99%

Financial inclusion demand-side determinants: analysis from Egypt

Fahmy¹,

Ghoneim

2023

MSAR

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PurposeMost research studies have examined financial inclusion from a supply-side perspective, which measures access and usage of formal financial services by banking outreach indicators, the number of borrowers and the availability of other financial services in a given area. However, this approach is often insufficient to nuance the degree of financial exclusion faced by segments of the population. This study's overall objective is to empirically examine demand-side determinants of financial inclusion.Design/methodology/approachThis research examines the impact of these variables on the level to which an individual is financially included. Notably, the metric employed goes beyond the basic ownership of a bank account and measures the usage of financial services rather than just access. Quantitative data were collected through self-administered surveys targeting 456 individuals in Egypt in order to test the proposed hypotheses. Three different econometric models were tested using regression analysis.FindingsThe findings imply an insignificant relationship between financial literacy and financial inclusion. Results suggest that financial exclusion is associated with low trust in financial institutions, low-income level, low education level and being elderly, with a more substantial influence on income and education.Originality/valueEgypt suffers from a lack of up-to-date demand-side data and data available at hand allow us to know very little about the factors underpinning financial inclusion. This study is contributing demand-side, up-to-date primary data, that provides multiple insights for Egypt regarding the subject, which helps provide answers and suggestions to policy implications.

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Users’ Perception on Knowledge Transfer via Mobile Money Services

Azizan¹,

Bakar²,

Rahman³

2021

MJoSHT

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Mobile money is an electronic wallet service that allows users to store, send, and receive money. Safe and easy electronic payments make mobile money a popular alternative to bank accounts. Despite the convenient services offered to users, the adoption of mobile money is still low. Due to that, the objective of this study is to assess the perceptions of users on mobile money services as a convenient payment alternative. This study adapted the intra-organizational knowledge transfer (KT) model to understand how users perceive mobile money services. This model has been chosen because it is well accepted and recognized among the researchers. Szulanski's intra-organizational KT model consists of four stages, namely initiation, implementation, ramp-up, and integration. This study adopted interpretive structural modeling (ISM) as the methodology. ISM is a well-established methodology for identifying relationships among specific items, which define a problem or an issue. This approach has been increasingly used by various researchers to represent the interrelationships among various elements related to the issue. The data were collected using the survey. The surveys were randomly distributed via e-mail to users in Malaysia. 481 responses answered the survey. On average 69% of the respondents know about mobile money and 31% of the respondents do not know about it. Having said that, 77% of the respondents have heard of mobile money services whereby only 23% have not heard about it. These results show that around 8% of the respondents heard of mobile money services but they do not find out what it means.

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Corporate governance and disclosure of financial information: a case of listed firms in Sub-Saharan Africa

Cited by 4 publications

References 0 publications

Demand-Side and Supply-Side Determinants of Financial Inclusion in Indian States: Evidence from Post-Liberalization Period

Demand-Side and Supply-Side Determinants of Financial Inclusion in Indian States: Evidence from Post-Liberalization Period

Financial inclusion demand-side determinants: analysis from Egypt

Users’ Perception on Knowledge Transfer via Mobile Money Services

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