We herein report adsorption/desorption of citrate-capped gold nanoparticles (AuNPs) transiently leaks fluid phase DOPC liposomes, while the liposomes are not leaked by AuNPs capped with mercaptopropionic acid (MPA). Leakage also fails to occur for gel phase DPPC liposomes. Citrate-capped (but not MPA-capped) AuNPs raise the phase transition temperature of DPPC. We conclude that citrate-capped AuNPs interact with the PC liposomes very strongly inducing local fluid-to-gel lipid phase transition for DOPC. Leakage takes place during this transition, and membrane integrity is resumed after the transition. Citratecapped AuNPs allow a stronger van der Waals force than MPAcapped AuNPs with PC liposomes, since the latter is separated from the liposome surface by the ~0.3 nm MPA layer.