Contributions of Amanah Ikhtiar Malaysia (AIM) microfinance to Economic Empowerment (EE) of women borrowers in Malaysia

Haque, T.; Siwar, Chamhuri; Bhuiyan, Abul Bashar; Joarder, Mohd Hasanur Raihan

doi:10.14254/2071-789x.2019/12-4/15

Cited by 15 publications

(14 citation statements)

References 29 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…Empowerment of women is a means to achieve basic opportunities for poor women (Haque et al, 2019). Meanwhile, according to (Leite et al, 2019) Women's economic empowerment is the ability to generate independent income (Ferdindand, 2002).…”

Section: 2economic Empowermentmentioning

confidence: 99%

Economic Empowerment of Underdeveloped Village Women Based on Islamic Philanthropy (Study on Members of the Women-Based Microfinance Cooperative (KKM-BP) Assisted by LAZ HARFA, Pandeglang Regency)

Najmudin

Atiah

Pardiansyah

2022

jsga

View full text Add to dashboard Cite

This study aims to describe the economic empowerment of disadvantaged rural women based on Islamic Philanthropy. The research method used in this research is descriptive qualitative research. The location of this research is in Kertaraharja Village, Pandeglang Regency. The population in this study were all women who were managers and members of the Women-Based Microfinance Cooperative (KKM-BP). The sample used is purposive sampling. Data collection techniques are to be carried out in the form of interviews, observation, and documentation. The analytical tool used to analyze the qualitative data in this study is QDA Miner Lite with the Miles and Huberman Model data analysis technique, which divides data analysis into three stages, namely data reduction, data supply, and conclusion drawing. The results of this study indicate that the economic empowerment of disadvantaged rural women by the Amil Zakat Harapan Dhuafa Institution (LAZ Harfa) is carried out by forming a Women-Based Microfinance Cooperative (KKM-BP), the initial capital given to KKM-BP is a grant sourced from philanthropic funds, the management of KKM-BP is carried out independently by members who are accompanied by village assistants assigned by LAZ Harfa. The establishment of the KKM-BP in the village of Kertaraharja led the women of disadvantaged villages to reach productive sources that could increase their income, fulfill their basic needs so that they were free from hunger, ignorance, and pain, and were involved in making important decisions in the development of the KKM-BP. it fits Suharto's indicators of empowerment, namely (a) fulfilling basic needs, (b) reaching productive sources that allow them to increase their income and obtain the goods and services they need, and (c) participating in development processes and decisions. -decisions that affect them.

show abstract

Section: 2economic Empowermentmentioning

confidence: 99%

Economic Empowerment of Underdeveloped Village Women Based on Islamic Philanthropy (Study on Members of the Women-Based Microfinance Cooperative (KKM-BP) Assisted by LAZ HARFA, Pandeglang Regency)

Najmudin

Atiah

Pardiansyah

2022

jsga

View full text Add to dashboard Cite

show abstract

“…There is a potentially strong impact of the socio-cultural environment on the operations of microfinance organizations and the relative merits of different approaches (Haque, Siswar, Ghazali, Said, & Bhuiyan, 2021). Growth in the number of borrowers, for example, enhances the chances that microfinance institutions will transition to and operate in a full-fledged service market.…”

Section: Culturalmentioning

confidence: 99%

“…Microfinance has received widespread acceptance as a viable tool for global poverty alleviation and well-being development (Haque et al, 2021;Mohd Nor & Kumar, 2021). This method considers being beneficial to the economy at the local stage.…”

Section: Microfinancementioning

confidence: 99%

Socioeconomic Development on Poverty Alleviation of Women Entrepreneurship

Hussin

Aziz

2021

J. Professional Business Review

View full text Add to dashboard Cite

Purpose: In many developing and affluent countries, poverty alleviation has been the prime goal of promoting socioeconomic status. The Government's attempt to curb poverty includes promoting monetary-generation projects, providing facilities to raise the standard of living, and executing the programs to teach positive values for these underprivileged. The research seeks to uncover decisive aspects of socioeconomic improvement of poverty alleviation in women entrepreneurship Methodology: Data of 300 women entrepreneurs from three different states in Malaysia participated in the study. We have analyzed the research data through PLS-SEM to examine the formulated hypotheses. Findings: It indicates microfinance was the strongest predictor of poverty alleviation in Malaysia. Entrepreneurial and personality factors are next on the list. Conversely, the environment and culture had little impact on impoverishment Research Implications: The importance acceptance of the microfinance program is the primary catalyst in creating new employment. It also provides a source of earning to improve the underprivilege’s social and economic well-being and eradicate poverty.

show abstract

“…Apart from the economic situation of entrepreneurs, the debt-related problems are also affected by socio-demographic characteristics. For instance, some researchers propose evidence that state support of microfinance programs aimed at widening the access to credit positively affects self-employment of women (Haque et al, 2019). Other stress that the risk of debt service difficulties in households of the self-employed increases if the household's head is poorly educated or is a woman (Sánchez-Martínez et al, 2016).…”

Section: Literature Reviewmentioning

confidence: 99%

Self-employment and over-indebtedness in Poland: Modelling income and debt repayments distribution

Wałęga¹,

Wałęga²

2021

EBER

View full text Add to dashboard Cite

The objective of the article is to assess financial situation and debt repayments in households of self-employed individuals and compare them to these of other types of households. The article aims to identify the determinants of over-indebtedness. Research Design & Methods:The study focuses on households of self-employed. The results are based on a nationwide CATI survey conducted among 1107 Polish indebted households. Theoretical models of the income distribution (log-logistic, Burr III) and the power-exponential model were used to achieve the research goals. Findings: The economic status of indebted households differentiates income and debt repayments distributions. Self-employed households have a better financial situation and greater inequalities than households of the paid employees and individuals sustaining themselves from other sources of income. The debt repayments of entrepreneurs are higher than in households of paid employees but lower than in other groups of households. The determinants of over-indebtedness are essentially similar regardless of the work status, but the impact of income, number of loans, and debt type on over-indebtedness is greater for self-employed households. Implications & Recommendations:The results on the debt repayments distribution and determinants of overindebtedness may be helpful in creating regulations that preventing household bankruptcies and policies aimed at combating social exclusion. Contribution & Value Added: Introducing the issue of self-employment into the discussion on income and debt distribution and identifying the over-indebtedness among households of self-employed. To assess the debt repayments, we adopt theoretical income distributions and unique source of data on Polish households in debt. Article type:research article

show abstract

Contributions of Amanah Ikhtiar Malaysia (AIM) microfinance to Economic Empowerment (EE) of women borrowers in Malaysia

Cited by 15 publications

References 29 publications

Economic Empowerment of Underdeveloped Village Women Based on Islamic Philanthropy (Study on Members of the Women-Based Microfinance Cooperative (KKM-BP) Assisted by LAZ HARFA, Pandeglang Regency)

Economic Empowerment of Underdeveloped Village Women Based on Islamic Philanthropy (Study on Members of the Women-Based Microfinance Cooperative (KKM-BP) Assisted by LAZ HARFA, Pandeglang Regency)

Socioeconomic Development on Poverty Alleviation of Women Entrepreneurship

Self-employment and over-indebtedness in Poland: Modelling income and debt repayments distribution

Contact Info

Product

Resources

About