Contactless Palm Vein Authentication Security Technique for Better Adoption of e-Commerce in Developing Countries

Abstract

E-commerce has contributed immensely to the economies of developed countries and a factor in its success can be attributed to the adoption of e-commerce by their citizens. As such, it is perceived that ecommerce can also be an economic driver for developing countries. However, security has been identified as a major barrier that prevents citizens from adopting e-commerce in developing countries. Therefore, this paper examines Security Authentication Techniques (SAT), particularly Digital Signature (DS) and Digital Fingerprint Systems (DFS), including the limitations of these two security techniques, and then proposes Contactless Palm Vein Authentication (CPVA) as a potentially much better solution to increase adoption of e-commerce in developing countries. The architecture of this new CPVA technique is discussed in relation to Security, Privacy, Trust and Reliability. Participants are treated to a Design Fiction Documentary (DFD) and Design Fiction Simulation Experiment (DFSE) in our experimental design method to measure the potential Technology Acceptance (adoption) of the proposed CPVA technique over DS and DFS authentication techniques. The result of our pilot study indicates that citizens may be willing to adopt the proposed CPVA technique, which may increase their trust and likely adoption of more e-commerce applications. A larger main study is planned in the field in Nigeria starting January 2020.

Adoption of contactless technologies for remote work in Ghana post-Covid-19: Insights from technology-organisation-environment framework

“…This has led to the growth of contactless digital technologies for customers and organisation benefit ( Pandey & Pal, 2020 ). However, few studies have investigated the adoption and diffusion of contactless digital technologies from a developing country context ( Alabi, White, & Beloff, 2020 ). Consequently, research gaps exist in our understanding of why customers, employees or organisations adopt or do not adopt these innovations.…”

Position Papers of the 2020 Federated Conference on Computer Science and Information Systems

“…It might be obvious that Software Security affects users' attitudes to adopting m-commerce. A security threat to the system may cause denial of service, disclosure of data, financial losses, and personal abuse, among others [66,67]. All these threats negatively affect the user intention to adopt m-commerce.…”

“…Such system would receive an order, create a smart contract on which all collaborators agree and forward the appropriate information to a factory for production. The scope of the proposed research is entirely in the cyber world of the Cyber-Physical Systems, and the factory's cyber and physical parts are considered a 66 POSITION PAPERS OF THE FEDCSIS. SOFIA, 2020 black box.…”

Design of a trust system for e-commerce platforms based on quality dimensions for linked open datasets

“…If added to these criteria, we associate the influence that the different channels and social media must expand coverage and visibility of these ecommerce strategies, a series of factors associated with the reputation levels of these channels must be considered, as well as of each of these trading platforms. Based on the security aspects, solutions based on single authentication are being established, such as those proposed in (Alabi, White, & Beloff, 2020), (Kuruwitaarachchi, Abeygunawardena, Rupasingha, & Udara, 2019), (Wang, Zhao, & Zhong, 2019), or (Mahmood, 2009;Arias-Caracas, 2018). However, the data that was generated in some electronic commerce establishments allows for another principle to determine its use and, within previously established trust criteria, can generate certain levels of reliability for the use of these transactional channels and facilitate purchase processes through digital platforms.…”