Consumers Basic Right to Housing: The Role of Institutional Frameworks in Malaysia

Ismail, Rahmah; Zakuan, Zeti Zuryani Mohd; Yusoff, Sakina Shaik Ahmad; Isa, Suzanna Mohamed; Manap, Nazura Abdul

doi:10.18488/journal.1.2018.88.501.508

Cited by 1 publication

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“…In Malaysia, the selected case study is an IMFI which is currently using mobile banking for the purpose of streamlining its accounting systems, specifically in Islamic microfinance repayment, towards understanding and fulfilling its financial and social performances as argued by Kaleem and Ahmed (2010); also, Kauffman and Riggins (2012). The need to understand its financial and social performances is important for this IMFI, as mentioned by Ismail (2013) and AIM (n.d.), because they receive soft loan from the Malaysian government to be distributed with justice and fairness to the poor. This soft loan prevents the IMFI from being burdened with problems of finding working capital while running its operation.…”

Section: Introductionmentioning

confidence: 99%

Financial and Social Performances of Islamic Microfinance Service Provider With Mobile Banking

Amran¹,

Mohamed²,

Yusuf³

et al. 2019

IJFR

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In Malaysia, Islamic microfinance institutions (IMFIs) are part of Islamic financial institutions and have been established to provide Islamic microfinance products (interest free loans). Their aim is to promote trade activities among Islamic microfinance recipients in improving their standard of living. Information and data gathered can be used as evidence to prove that Islamic microfinance has traits that provide a support system for the poorest of the poor. This study hence intends to investigate the application of technology by Islamic microfinance institutions within a context of its accounting information system through the usage of mobile banking. This study is conducted using qualitative approaches via interviews to obtain in depth understanding of mobile banking usage at an Islamic microfinance institution. Financial data, as well as data on the total number of loan recipients (sahabats) is referred by the study in investigating another aspect of social performance in terms of vicegerency and accountability of the IMFI. Extensive application of vicegerency concept in explaining the findings is parallel to Shari'ah Foundation for Accountants in outlining characteristics of Muslim accountants in preventing them from doing prohibited actions.

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Section: Introductionmentioning

confidence: 99%