“…Since several variables have been argued to affect the impact of CoO, we employed the following controls in our study: age (Good, & Huddleston, 1995;Hsieh, Pan, & Setiono, 2004), gender (Bilkey, & Nes, 1982;Good, & Huddleston, 1995;Lawrence, Marr, & Prendergast, 1992), and level of formal education (Chao, & Rajendran, 1993).…”