“…Many bank customers have a lack of trust, lack of controllability, security issue, and concern privacy of electronic banking (Susanto, 2016;Kim, Shin, and Lee, 2009;Lee and Chung, 2009;Luarn and Lin, 2005).Therefore, there are many banking customers that still prefer ATM banking services (Shih and Fang, 2006).Mobile banking firms should emphasize the importance of security, safety, reliability and convenience (Lin, 2011).However, banking firms offer mobile banking service that not only build a safe transaction environment, but also focus on the security of personal information collection and privacy mechanism. Previous studies only discussed the trust perceived and intention of usage mobile banking (Gumussoy, 2016;Gu, Lee, and Suh, 2009) or the concern privacy and personal perceived of adopt Internet banking (Susanto, 2016;Pikkarainen, Pikkarainen, Karjaluoto, and Pahnila, 2004).Few studies have focused on the issue of privacy mechanism influence concerns for personal information, trust perceived, and risk perceived attitude.…”