Heat losses from the human body occur through a barrier of one or more textile layers with particular permeability, thermal insulation, water absorption abilities, etc. The convective boundary layer (CBL) around the clothed body is disturbed during body movement, and the air layer between the body and the textile layer(s) is broken up, thus changing the heat transfer through the textile layer and its insulation abilities. The purpose of the present study was to evaluate the effect of the convective boundary layer around the human body on the heat transfer through a textile layer by numerical simulation, using Computational Fluid Dynamics and a commercial CFD software package, by means of the Finite Volume Method. A new approach for modeling a textile surface was applied based on the theory of jet systems. The results of the study indicated that heat transfer trough the textile barrier is strongly influenced by the speed of the convective layer around the human body and the textile layer placed in between the body and the environment.