Competition and microfinance institutions’ performance: evidence from India

Wondirad, Hailu Abebe

doi:10.1186/s40991-020-00047-1

Cited by 14 publications

(10 citation statements)

References 82 publications

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“…The findings, however, did not ascertain the relationship between the IT features and retention of MFIs customers. Wondirad (2020) examined the influence of competition on (MFIs) financial and social performances using 183 Indian MFIs. The findings indicated that competition moderated the social and financial performance of MFIs positively.…”

Section: Marketing Strategies and Mfis Performancementioning

confidence: 99%

“…Homaid, Minai and Faaeq (2019) evaluated how marketing orientation influenced the MFIs performance. Wondirad (2020) examined the influence of competition on (MFIs) financial and social performances.…”

Section: Marketing Strategies and Saccos Performancementioning

confidence: 99%

“…The ability to charge a satisfactory interest rate, satisfying entry fees also promotes the profitability of SACCOS. Wondirad (2020) asserted that the price strategy must be well improved to affect the profitability of SACCOS, which is almost based on the products provided by SACCOS.…”

Section: The Influence Of Price Strategies On the Profitability Of Saccos In Dodoma Citymentioning

confidence: 99%

“…Others focus on 4Ps marketing strategies such as product, price, promotion and place; service marketing, relationship marketing and competition strategies (Murangiri and Wario, 2014; 106| This work is licensed under a Creative Commons Attribution 4.0 International License. Jayashankarand Goedegebuure, 2011;Nyongesa, 2018;Murugi, 2017;Homaid, Minai and Faaeq, 2019;Wondirad, 2020).…”

Section: Introductionmentioning

confidence: 99%

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Clients Perception of the Role of Marketing Strategies on Profitability of Savings and Credits Cooperative Societies (SACCOS) in Dodoma City, Tanzania

Matiku¹,

Magali²

2021

East Afr. j. bus. econ.

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This study assessed the clients’ perception of the role of marketing strategies on the profitability of SACCOS in Dodoma city, Tanzania. The study specifically examined the influence of product, service delivery, price, promotion, and place strategies on the profitability of SACCOS. This study used the descriptive and explanatory design where the regression analysis was used to determine the relationship between the marketing strategies and profitability of SACCOS. The information was collected from the 112 clients of SACCOS using the systematic sampling technique. Data were collected through a questionnaire and were analysed by Statistical Package for Social Science (SPSS). The findings revealed that clients perceived that the product, service delivery, pricing and place strategies influenced negatively and significantly the profitability of SACCOS in Dodoma City. Therefore, this study recommends that the SACCOS management continue improving the marketing strategies tools for sustainable profitability of SACCOS in Dodoma City.

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Section: Marketing Strategies and Mfis Performancementioning

confidence: 99%

Section: Marketing Strategies and Saccos Performancementioning

confidence: 99%

Section: The Influence Of Price Strategies On the Profitability Of Saccos In Dodoma Citymentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

See 2 more Smart Citations

Clients Perception of the Role of Marketing Strategies on Profitability of Savings and Credits Cooperative Societies (SACCOS) in Dodoma City, Tanzania

Matiku¹,

Magali²

2021

East Afr. j. bus. econ.

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“…In the study conducted by (Ray & Mahapatra, 2019), it was observed that the value of assets of Indian MFIs worsened significantly during 2006-2013 and it negatively impacted the performance. It has also been witnessed that marketed Indian MFIs provide larger loans, than noncommercialized MFIs which strays them from the purpose of financial inclusion (Wondirad, 2020).…”

mentioning

confidence: 99%

Social Benefits of Financial Performance - an Econometric Analysis of Financial Management of Indian Microfinance Institutions (MFIs)

Jain¹

2022

EJSSS

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The microcredit facilities that are imparted by Microfinance Institutions (MFIs) to the low-income clientele, usually in the form of small loans for microenterprise and income-generating activities have been linked with increasing financial inclusion in India. This study explores the econometric relationship among the aggregate gross loan portfolio, operational efficiency and average number of active borrowers of MFIs in India with the understanding that financial exclusion renders the poor vulnerable to monetary shocks. It was observed that healthy aggregate gross loan portfolio (considered here as a proxy for asset position) and operational efficiency (ratio of administrative expenses to financial revenue) of an MFI does not hamper financial inclusion (number of active borrowers) in the society, rather better financial performance of MFIs improves the financial inclusion at the macro level. Hence, financial performance of an MFI does not come at the cost of social performance. The research paper further provides impetus to the policy makers in India to corroborate the MFIs with large asset values to efficiently allocate their resources to sustain a large number of borrowers.

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Financial management practices, competitive advantage and loan performance of selected microfinance institutions (MFIs) in Ghana

Saeed

2023

Bus Strat Dev

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This study examines how financial management practices and competitive advantage affect loan performance of microfinance institutions (MFIs) in Ghana's Ashanti Region. The research employs a cross‐sectional design with a sample of 85 Ashanti Region MFIs, following Krejcie and Morgan's guidelines for sample selection. Employing a positivist approach with quantitative analysis, primary data comes from closed‐ended questionnaires given to Credit Directors, Credit Department, and Risk Managers, selected randomly from staff lists. Results reveal financial management practices significantly impact loan performance and competitive advantage. However, competitive advantage, under controlled conditions, does not significantly predict loan performance. This highlights financial management's crucial role in shaping loan performance and competitive advantage in MFIs. The study suggests that sustaining growth requires Ghana's Central Bank to enforce adherence to standards for liquidity management. This research adds a fresh perspective to understanding financial management practices, competitive advantage, and loan performance in Sub‐Saharan Africa's MFIs.

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Competition and microfinance institutions’ performance: evidence from India

Cited by 14 publications

References 82 publications

Clients Perception of the Role of Marketing Strategies on Profitability of Savings and Credits Cooperative Societies (SACCOS) in Dodoma City, Tanzania

Clients Perception of the Role of Marketing Strategies on Profitability of Savings and Credits Cooperative Societies (SACCOS) in Dodoma City, Tanzania

Social Benefits of Financial Performance - an Econometric Analysis of Financial Management of Indian Microfinance Institutions (MFIs)

Financial management practices, competitive advantage and loan performance of selected microfinance institutions (MFIs) in Ghana

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