Comparative Risk Return Analysis of Conventional and Islamic Banks in Pakistan

Khalid, Muhammad Bilal; Hanif, Muhammad

doi:10.2139/ssrn.2419326

Cited by 2 publications

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“…Previous researchers like Santikian, (2014); Harisa, (2013) and Schaure & Soden, (2011) has contributed in treating the issue of access to finance in conventional banking in relation to bank lending. While other researchers like Khalid & Hanif, (2014);Masyita & Ahmed, (2013) and Rehman, (2013) centered towards the banks' performance. Other researchers like Ahmed, Rehman &Safwan, (2011) andAwan, Bukhari &Iqbal, (2011) made an investigation on general financial inclusion, but they did not give much emphasis on excluded entrepreneurs.…”

Section: Problem Statementmentioning

confidence: 97%

Challenges Facing Unbanked Agribusiness Entrepreneurs towards Access to Bank Account

Adamu¹

2020

ijird

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This study explores the major challenges facing unbanked agribusiness entrepreneurs towards access to bank account savings and modern payment terminals, as an effort to increase their financial inclusion drive. The study used a phenomenological qualitative approach to explore the experiences of agribusiness entrepreneurs on financial inclusion issues. The study used the purposive sampling strategy in data collection through in-depth interviews. The study used Nvivo10 in the analyses and revealed that financial exclusion retards economic development through inaccessibility to financial services. The study also revealed that, despite visible effort in financial inclusion, some individuals are not accepting modern banking and payment services. Effort put by account officers to increase financial inclusion is not much as expected. Some individual entrepreneurs are found to be sceptical to using bank account and modern payment services. On the other hand, individuals face challenges of distance to service area, financial literacy and increasing charges for using payment terminals. These issues are impeding their access to financial services. The study increases entrepreneurs' awareness of financial services. Banks may use this study to predict clients' challenges and payments services. With this study, banks could also help financial regulators to redesign strategies towards modern payments and financial literacy.

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Section: Problem Statementmentioning

confidence: 97%

Challenges Facing Unbanked Agribusiness Entrepreneurs towards Access to Bank Account

Adamu¹

2020

ijird

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“…Recognizing this, The central bank of Pakistan, commonly known as a State Bank of Pakistan (SBP), took a proactive stance and issued regulations to revamp the regulatory system within the banking industry. In a pioneering research endeavor, Khalid and Hanif (2005) delved into the advancements, measures, trends, and developments within Pakistan's banking industry. Their findings revealed that the SBP had assumed the role of a vigilant supervisor and regulator, leading to increased effectiveness in recent years.…”

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confidence: 99%

Corporate Governance and Its Impact on Market Return and Market Capitalization in Banking Sector of Pakistan

Abdullah¹

2023

RLJ

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This study investigated the influence of corporate governance practices on bank market return and market capitalization in Pakistan. A sample of 19 commercial banks was selected using a simple random sampling method, and data was collected from 2010 to 2020. The study employed pooled OLS, Fixed Effect, and Random Effect models to analyze the relationship. The findings revealed mixed results concerning the impact of corporate governance variables on market return. The regression results highlight the influential role of director compensation and audit meetings on market capitalization, revealing a significant positive correlation with higher firm values. In contrast, variables such as board size, board composition, independent directors, and audit committee size and independence exhibit a lack of statistical significance in their impact on market capitalization. Moreover, board independence demonstrates statistical significance solely under the pooled OLS and Fixed Effect models. Similarly, variables including board size, board composition, director compensation, audit committee meeting frequency, and audit independence display no significant association with market return. These findings align with previous research in the field.

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Comparative Risk Return Analysis of Conventional and Islamic Banks in Pakistan

Cited by 2 publications

References 0 publications

Challenges Facing Unbanked Agribusiness Entrepreneurs towards Access to Bank Account

Challenges Facing Unbanked Agribusiness Entrepreneurs towards Access to Bank Account

Corporate Governance and Its Impact on Market Return and Market Capitalization in Banking Sector of Pakistan

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