Comparative Machine Learning Models for Predicting Loan Fructification in a Semi-Urban Area
Héritier Nsenge Mpia,
Laure Mbambu Syasimwa,
Dorcas Masika Muyisa
Abstract:The current research proposes a reliable and robust machine learning (ML) model which outperforms among six other models in predicting loan fructification obtained by entrepreneurs in a semi-urban area. The proposed model predicts if an entrepreneur can make grow a loan from a microfinance firm, a bank, a financial company, or an individual. The proposed model uses primary data collected from entrepreneurs residing in Butembo, a semi-urban town located in eastern of the democratic republic of Congo as dataset.… Show more
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