2024
DOI: 10.9734/ajeba/2024/v24i61368
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Comparative Impact of Formal and Informal Microcredits on Poverty Alleviation in the Haor Region of Bangladesh: A Socioeconomic Analysis

Md. Nazrul Islam,
Sabina Islam,
Md. Shafayet Shahed Ornob

Abstract: The study aims to make a comparative study of microcredits (formal and informal) in terms of interest rate, instalment types, payment, volume, purposes, users and impact on poverty alleviation in the economic lagging area of Bangladesh. In conducting the study, we used clusters sampling technique while the study area was divided into 23 clusters and size of respondents were determined using systematic probability proportionate to size and the UNICEF pencil-spin method was used to select the households randomly… Show more

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