Community-Based Tourism Through Cooperatives in Sabah, Malaysia

The State of Women's Co-operatives in Malaysia: Challenges and Opportunities

“…• Lack of Credit Facilities: Limited access to credit facilities and loans can constrain the expansion and sustainability of women-led co-operatives (Jelani et al, 2021;Aabas et al, 2016). Financial institutions may be hesitant to provide loans, considering the perceived risks associated with these enterprises (Nawawi, 2014).…”