“…Women's desire for financial independence is typically motivated by the desire to improve their social status (Rughoobur-Seetah et al, 2022). It tends to arise during women's perceived vulnerability periods (Li et al, 2023) or perceived insecurity (Werner-Bierwisch et al, 2018;Stumbitz et al, 2018). Becoming a mother is always associated with financial (Fiala et al, 2017), psychological (Liang et al, 2019) and social (Taylor and Conger, 2017;Chowdhury et al, 2021) risk, which puts a pregnant woman in a more vulnerable position compared to her nonpregnant counterparts (Yee et al, 2019).…”