Online Banking is an arrangement of administrations given by a gathering of organized bank offices. Bank clients may get to their assets and perform other basic exchanges from any of the part branch workplaces. The real issue in centre keeping money is the realness of the client. Authentication login plays noteworthy roles in this day and age. Because of unavoidable hacking of the databases, it is dependably very hard to confide in the data. The venture work means to tackle the issue of legitimacy. In this paper, we are proposing a system using picture preparing, Steganography and visual cryptography, and after that separating it into shares. In this venture the Transaction Password is taken as a contribution from the client who needs to get implanted in the picture document. The picture record will be of the augmentations .jpg. The message process is figured utilizing the RSA algorithm and this is affixed with the message. The affixed encoded message is inserted in the picture utilizing the minimum huge piece calculation. The encoded picture is then divided into two shares utilizing Shamir's Secret Sharing Scheme. At the point when two shares are made, one is put away in the Bank database and the other is kept by the client or sends to E-Locker server. E-Locker Server is also secured by a dynamic character location based mechanism which is a new concept introduced as a contribution in this paper. The client needs to introduce the share amid the greater part of his exchanges. This impart is stacked to the primary share to get the first Transaction key. The Correlation strategy is utilized to take the choice on acknowledgment or dismissal of the yield and verify the client.