Chapter 11: The Payment Framework

Lacoste, Gérard; Pfitzmann, Birgit; Steiner, Michael; Waidner, Michael

doi:10.1007/978-3-540-44927-0_13

Cited by 3 publications

(1 citation statement)

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“…As a result, various studies were commissioned to add more concepts to better interpret user acceptance over the years. To guarantee the security, confidentiality, and availability of the (M)EPS, several frameworks have been put in place to facilitate the use and support several payment systems [38], such as Secure electronic marketplace for Europe (SEMPER) [39,40], Internet Open Trading Protocol (IOTP) [41,42], and Pay Frameworks [43]. These studies indicate that promoting electronic payments would be necessary to explore frameworks that assess these digital services' sound quality.…”

Section: Adoption Theory Of (M)epsmentioning

confidence: 99%

Users’ Evaluation of a New Web Browser Payment Interface for Facilitating the Use of Multiple Payment Systems

2021

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The availability of multiple (mobile) electronic payment systems ((M)EPS) has led to the development of web browser payment interfaces that support various payment systems, facilitate the transaction, the choice of the payment system, and perform the payment. However, so far, no in-depth study on user satisfaction determinants with these interfaces has been conducted. Our work aims to cope with this issue. Thus, based on the analysis of payment literature and Google Chrome web browser (GCWB) payment interface, we propose a new web browser payment interface that considers users’ preferences to support multiple payment systems. Furthermore, we have developed a theoretical model to determine users’ preferences to support multiple payment systems. Our model is based on the extension of technology acceptance models. Finally, we evaluated both the theoretical and proposed payment interface through a survey research approach (n = 266); data were collected, and the hypotheses were tested via statistical analysis (chi-square test, regression coefficients). Our experimental results revealed that our proposed interface is accepted, easy to use, and satisfies users’ needs. The key factors for accepting a new web browser payment interface are ease of use, usefulness, security, confidentiality, privacy, payment method preferences, visual interface design, and credibility.

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Section: Adoption Theory Of (M)epsmentioning

confidence: 99%

Users’ Evaluation of a New Web Browser Payment Interface for Facilitating the Use of Multiple Payment Systems

2021

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Electronic Payment Frameworks

Ruiz‐Martínez

Tounekti

Skarmeta

2018

Encyclopedia of Information Science and Technology, Fourth Edition

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This article presents what an electronic payment framework is, its main features and benefits, what the main electronic payment frameworks proposed so far are and, the current initiatives that are being developed. For each framework developed so far, the article presents its key features and differences with previous works. The presentation of the different frameworks proposed so far will allow the reader to understand the evolution of these frameworks and how different features have been incorporated along the time. Once previous works have been presented, the article introduces the most recent work in this field, that is, the work that is being developed by W3C with its Web Payment Activity Initiative. The article covers the different specifications that have been defined in this initiative and it analyses the main challenges to be address. Thus, the reader will have a broad vision of electronic payment frameworks.

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Electronic Payment Frameworks

Ruiz‐Martínez

Tounekti

Skarmeta

2019

Advances in Marketing, Customer Relationship Management, and E-Services

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This chapter presents what an electronic payment framework is, its main features and benefits, what the main electronic payment frameworks proposed so far are, and the current initiatives that are being developed. For each framework developed so far, the chapter presents its key features and differences with previous works. The presentation of the different frameworks proposed so far will allow the reader to understand the evolution of these frameworks and how different features have been incorporated along the time. Once previous works have been presented, the chapter introduces the most recent work in this field, that is, the work that is being developed by W3C with its web payment activity initiative. The chapter covers the different specifications that have been defined in this initiative and it analyzes the main challenges to be addressed. Thus, the reader will have a broad vision of electronic payment frameworks.

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Chapter 11: The Payment Framework

Cited by 3 publications

References 0 publications

Users’ Evaluation of a New Web Browser Payment Interface for Facilitating the Use of Multiple Payment Systems

Users’ Evaluation of a New Web Browser Payment Interface for Facilitating the Use of Multiple Payment Systems

Electronic Payment Frameworks

Electronic Payment Frameworks

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