2022
DOI: 10.4236/jss.2022.107007
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Challenges Faced by Congolese Women Farmers to Access Agricultural Productive Resources: A Review

Abstract: In developing countries, the long decades of the battle against malnutrition, and poverty have placed women on the frontline because they actively play significant roles in agricultural food production, processing, and distribution to ensure food security in the communities. Using peer-reviewed papers and reports from credible organizations, this work examines women's constraints in agricultural food production in the Democratic Republic of Congo (DRC).The key findings show that socioeconomic, environmental, a… Show more

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Cited by 2 publications
(3 citation statements)
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“…The literature has amply shown that the challenges of the financial service market in rural areas are complex and multifaceted. However, results from previous research concurred that smallholder farmers have low access to agriculture credit due to the lack of agricultural credit-related information, lack of collateral, and absence of microfinance institutions in rural areas and the long distance between borrowers and lenders [2][3][4][5][6][7][8][9][10][11][12][13][14][15][16][17][18][19][21][22][23][24][25][26][27][28][29][30]. Also, available loans are generally not adapted to the agricultural and animalraising cycle [54].…”
Section: Farmers' Allocation Of Agricultural Loans In Kabare and Mulu...mentioning
confidence: 88%
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“…The literature has amply shown that the challenges of the financial service market in rural areas are complex and multifaceted. However, results from previous research concurred that smallholder farmers have low access to agriculture credit due to the lack of agricultural credit-related information, lack of collateral, and absence of microfinance institutions in rural areas and the long distance between borrowers and lenders [2][3][4][5][6][7][8][9][10][11][12][13][14][15][16][17][18][19][21][22][23][24][25][26][27][28][29][30]. Also, available loans are generally not adapted to the agricultural and animalraising cycle [54].…”
Section: Farmers' Allocation Of Agricultural Loans In Kabare and Mulu...mentioning
confidence: 88%
“…Studies by [22] and [29] highlight significant differences, in terms of lending practices, between formal and informal financial institutions, arguing that commercial banks and microfinance mostly prefer providing secured loans based on adequate collateral. Studies conducted by [23][24][25][26][27][28][29][30] in Nigeria and Zimbabwe respectively ,show that even if microfinance and banks eased the conditions of access to credit and significantly reduced their interest rates, smallholders might still not take loans through formal lenders for several reasons, including: (i) smallholders' risk-aversion behavior, specifically fear of inability to pay back the loan and subsequent loss of collateral; (ii) collateral requirements and repayment schedule that many smallholders cannot afford; (iii) high transaction costs, including cumbersome loan application procedures; and (iv) smallholder women farmers may find the option of financing input purchases from their own resources through crop sales or borrowing from farmers 'groups and relatives or through husbands' non-farm employment rather than through taking a loan.…”
Section: The Theoretical Framework: Analysis Of Credit Access Among S...mentioning
confidence: 99%
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