Cashless Payment Policy and Its Effects on Economic Growth of India

Sreenu, Nenavath

doi:10.1145/3391402

Cited by 27 publications

(14 citation statements)

References 13 publications

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“…Non-cash payments are financial transactions in which consumers make financial transactions in the absence of physical cash (Liu, Beng, Zhang, 2019), mainly using cards or electronic methods. Non-cash payment systems are used significantly more intensely in some countries, such as the Netherlands, Germany, Switzerland and, above all, in the Nordic countries (Kraenzlin et al, 2020 andBounie et al, 2020;Sreenu, 2020). Cheque usage worldwide decreased by 13.4%, and the ratio of debit cards to credit cards, interestingly, has changed from 59:41 to 90:10 in the last ten years (World Payments Report, 2018).…”

Section: Discussionmentioning

confidence: 99%

Management of Consumer Payment Determined by Gender During the COVID-19 Pandemic

Piersiala

2022

ECKM

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The article discusses the subject of the consumer's gender and factors that affect shopping, and more specifically whether there is a relationship between gender and preferred means of payment in times of the COVID-19 pandemic. I explore the relationship between cash and other payment instruments using the outbreak of the COVID-19 pandemic as a natural experiment exogenously affecting both the payment industry and consumers’ habits. This article sheds more light on changing the payment habits of consumers since the beginning of the pandemic. The purpose of this article is to examine the styles of payment-related decision making and to identify differences and similarities in this regard according to gender. Women are different from men in every activity they perform, and therefore also in shopping styles. Consumer behaviour is an area in which the diversity of behaviour between men and women is very clear. The author conducted an empirical study in the period of January-February 2022 among the students of the University of the Third Age. The study participants were women and men over 55 years of age. The basic research method was the PAPI (Paper and Pencil Interview) method, based on a questionnaire. In the first part of the article, it was attempted to present some theoretical aspects of payment methods by consumers in Poland and in Europe, based on the analysis of literature sources. Then, the gender-dependent differences in consumer behaviour are presented. The next section describes the procedure of empirical research, as well as the most important conclusions of the research.

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Section: Discussionmentioning

confidence: 99%

Management of Consumer Payment Determined by Gender During the COVID-19 Pandemic

Piersiala

2022

ECKM

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“…Pertumbuhan ekonomi diukur menggunakan nilai uang yang tercermin pada Produk Domestik Bruto (PDB) dengan melihat total output dari produksi barang dan jasa, pada umumnya perhitungannya dilakukan dalam triwulan atau tahunan kemudian dibandingkan dengan periode sebelumnya (Marginingsih & Sari, 2019). Marginingsih & Sari (2019) (Sreenu, 2020). Perubahan bentuk uang tunai menjadi non tunai mempermudah dalam melakukan transaksi karena lebih praktis, efisien dan aman (Febriaty, 2019).…”

Section: Pertumbuhan Ekonomiunclassified

Pengaruh Transaksi Non Tunai, Inflasi Dan Penerimaan Pajak Terhadap Perumbuhan Ekonomi Di Indonesia

Lestari

2021

JAMA

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Economic growth is a development goal that every country wants to achieve, one of which is Indonesia, which is currently focus on increasing economic growth. Therefore, this study aims to analyze the effect of ATM and debit cards, electronic money, inflation and tax revenue on economic growth in Indonesia, either partially or simultaneously. This type of research uses a quantitative approach with multiple linear regression methods, data used are secondary data taken from the publications of the Central Statistics Agency, Bank Indonesia and the Ministry of Finance of the Republic of Indonesia in 2012-2018. The data in the study were processed using SPSS 26. Results of hypothesis testing showed that ATM and debit cards had a positive effect on economic growth, electronic money had a positive effect on economic growth. While inflation has no effect on economic growth and tax revenue has no effect on economic growth. Simultaneously, ATM and debit cards, electronic money, inflation and tax revenues have an effect on economic growth.

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“…Due to the revolution of Information and Communication Technologies (ICTs) and the proliferation of the internet, we are witnessing an increasingly growing trend in cashless transactions (Fabris, 2019). Cashless payment means any type of electronic payment that is made without using physical currency (Sreenu, 2020). In a cashless society the use of cash has been minimised, and people mostly use non-cash payment instruments in conducting their transactions (Xena & Rahadi, 2019).…”

Section: Introductionmentioning

confidence: 99%

35 th Bled eConference Digital Restructuring and Human (Re)action

2022

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There is widespread recognition that, during the process of digitalisation, much greater care is necessary in relation to the needs of individuals and society. One key area in which tensions exist is identity management. People think that their identities are intrinsic to themselves. Yet organisations represent themselves as 'provisioning' people with their 'identities'. In addition, the model of identity that organisations typically use evidences some important deficiencies. A fresh approach is needed to the model that underpins organisations' management of their relationships with people. This needs to be based on a deeper appreciation by designers of the nature of the phenomena that they seek to document and to exercise control over. A model of those phenomena is needed that is pragmatic, in the sense of fulfilling the needs of information systems (IS) practitioners and organisations, but also of the people whose data the organisation handles. It also needs to reflect metatheoretic insights. This paper presents such a model. It commences by drawing on ontology, epistemology and axiology in order to establish an outline metatheoretic model. The model is articulated, at the conceptual level and at the data modelling level. Initially, a relatively simple model is established, sufficient for inanimate objects and artefacts. The more complex requirements of humans are then addressed. It is contended that the resulting model provides a robust framework for identification and authentication in IS. 2 35 TH BLED ECONFERENCE DIGITAL RESTRUCTURING AND HUMAN (RE)ACTION R. Clarke: A Reconsideration of the Foundations of Identity Management 3 6 35 TH BLED ECONFERENCE DIGITAL RESTRUCTURING AND HUMAN (RE)ACTION EpistemologyThis section summarises analysis in Clarke ( 2021). Epistemology is the study of knowledge. Two contrasting conceptions of knowledge exist. The proposition of the first, 'empiricism', is that knowledge is derived from sensory experience, and is a body of facts and principles accumulated by humankind over the course of time, that are capable of being stored in the equivalent of a warehouse. This works well in circumstances where the Things represented by Entities are real rather than imaginary, and are inanimate, and their handling is largely mechanical. Examples include aircraft guidance systems and robotic production-lines.The other, 'apriorist' view is that that knowledge is internal and personal, and the concept is not applicable outside the mind of an individual human. Within this school of thought, knowledge is the matrix of impressions within which an individual situates newly acquired information.In order to cater for these two extremes, the term 'Knowledge' is best avoided, except when qualified by one of two adjectives:

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Cashless Payment Policy and Its Effects on Economic Growth of India

Cited by 27 publications

References 13 publications

Management of Consumer Payment Determined by Gender During the COVID-19 Pandemic

Management of Consumer Payment Determined by Gender During the COVID-19 Pandemic

Pengaruh Transaksi Non Tunai, Inflasi Dan Penerimaan Pajak Terhadap Perumbuhan Ekonomi Di Indonesia

35 th Bled eConference Digital Restructuring and Human (Re)action

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