“…Thus, using social media applications to promote the adoption of IB will help Jordanian banks to reach a larger number of banking customers in a more accessible, cost-effective and easier way (Berthon et al, 2012). More importantly, banks need to convince their customers who use IB that it is now a basic requirement of a modern lifestyle; it represents an interesting experience along with saving time and cost; and using these channels such as smartphones, Internet, e-mail, and social media is considered a normal extension for other innovations that could be used by customers (Hwang and Kim, 2007;Irani et al, 2009;Lassar et al, 2005;Shareef et al, 2011;Simintiras et al, 2014).…”