Bridging the cyber protection gap: An investigation into the efficacy of the German cyber insurance market
Frank Cremer,
Barry Sheehan,
Michael Fortmann
et al.
Abstract:Cybersecurity requires an effective risk transfer regime and a well‐functioning insurance market to improve stakeholder resilience. However, rapid cyber threat adaptation, limited data availability, and inadequate risk understanding pose significant challenges for the insurance industry and its customers. This research uses a mixed methods approach to analyze the inclusions, exclusions, and suitability of current cyber policies in the German cyber insurance market. The study analyzes 41 cyber insurance policie… Show more
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