This chapter looks into does artificial intelligence (AI) and blockchain technology (BT) can save costs in finance assiduity? It seeks to identify inefficiencies, probe the functions of AI and blockchain, and give styles for perpetration. Data are collected from workers in the fiscal sector, which is also anatomized using SPSS. The chapter's results show that there are numerous openings to ameliorate effectiveness, particularly in the areas of credit underwriting, loan servicing, and title insurance. still, the relinquishment of AI and DT depends on prostrating artistic, legal, and data norms obstacles. In the end, combining AI and BT may affect in fiscal sector cost reductions and service advancements, significantly impacting organizational procedures, technology, and policy.