Barriers to Financial Inclusion in Indonesia: A Mixed-Methods Study on Low-Income Households
Lili Sularmi,
Fauziah Septiani,
Vidya Amalia Rismanty
Abstract:Lack of trust in financial institutions is a multi-layered issue shaped by individual experiences, community narratives, systemic factors, and the broader social and cultural milieu. It poses a significant barrier to financial inclusion, as trust is the foundation upon which all financial transactions are built. This study provides an in-depth analysis of the factors affecting financial inclusion among low-income households in Indonesia. Employing a mixed-methods approach, the research combines quantitative da… Show more
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