Banks Performance in Ghana: Trends and Determinants

Nkegbe, Paul Kwame; Ustarz, Yazidu

doi:10.4314/gjds.v12i1-2.3

Cited by 18 publications

(19 citation statements)

References 16 publications

(16 reference statements)

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“…From our results, we discovered that the real role of ACs was to bear an additional responsibility for improving FP, not only as a governance and control mechanism, but also as a continuous monitoring mechanism of the whole process of creation of the FP. By giving an additional task integrated into the ACs' accounts, they will become more responsible to bear the challenges of the ACs' weaknesses (Nkegbe and Ustarz 2015;Saani 2017).…”

Section: Discussionmentioning

confidence: 99%

Impact of Audit Committee Quality on the Financial Performance of Conventional and Islamic Banks

Haddad

Ammari

Bouri

2021

JRFM

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A lot of previous research studied the relationship between audit committee quality and the financial performance of conventional banks before and during the subprime crisis, whereas some other investigations analyzed the same association in the framework of Islamic banks. However, no study has compared these two correlations either before, during, or after the subprime crisis. Several reasons explain the differences, such as the audit committee quality of each bank type, the evaluation method of the financial performance, the research peculiarities, the methodology, the data, and the interpretation. This research aims to compare the impacts of the audit committees’ quality on the financial performance of Islamic and conventional banks between 2010 and 2019. The financial performance measures and audit committees’ determinants of the conventional and Islamic banks concerned 112 banks of each type. The collected data covered four continents: America, Asia, Africa, and Europe. Impacts were compared by using the Generalized Least Squares analysis. The results showed that the audit committee reduced the profitability of two bank types. Moreover, it harmed the conventional banks’ efficiency but reported an unclear effect within Islamic banks. Even so, we noticed that the audit committee had a positive impact on the conventional banks’ liquidity, while the same effect was apparently ambiguous for the Islamic banks’ liquidity. For solvency, the audit committee positively influenced conventional banks while it affected that of Islamic banks.

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Section: Discussionmentioning

confidence: 99%

Impact of Audit Committee Quality on the Financial Performance of Conventional and Islamic Banks

Haddad

Ammari

Bouri

2021

JRFM

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“…There have been several interventions seeking the survival and growth of the sector since it is the backbone of the financial system of developing economies. These include but are not limited to various recapitalization regimes (Matthew & Laryea, 2012), partial liberalization of interest rates, and removal of sectoral credit ceilings (Nkegbe & Ustarz, 2015). These factors arguably transcend the performance of the banks and the industry.…”

Section: Bank Performance and Corporate Real Estatementioning

confidence: 99%

“…Yakubu, (2016) posits that the improvement in the profitability of banks, especially among commercial banks is because of the growing number of banks and the increased competitiveness within the banking sector in Ghana. Other factors such as liquidity, market share of loan and operational efficiency have a direct relationship with all performance indicators of banks while non-performing loans, money supply, and gross domestic product have an inverse relationship with profitability indexes including return on equity and return on assets (Nkegbe & Ustarz, 2015). Bikker (2010) distinguishes five types of performance indicators -competition, profit, cost, efficiency, and market structure.…”

Section: Bank Performance and Corporate Real Estatementioning

confidence: 99%

“…Profitability indicators, which are of crucial importance to shareholders, customers, and the continuous growth and survival of the whole industry help to measure improvements in financial service delivery (Bikker, 2010). Further, company performance and profitability indexes are key indicators of national growth and employment in the medium term (Nkegbe & Ustarz, 2015).…”

Section: Bank Performance and Corporate Real Estatementioning

confidence: 99%

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Corporate real estate management and bank profitability

Donkor-Hyiaman

Terkper²,

Tudzi

et al. 2021

jrems

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Acquiring property for any business is capital intensive and for that matter, strategically managing such assets is considered equally important. This paper provides an analysis of the value-adding attributes of corporate real estate management (CREM) and bank performance in Ghana. The multiple regression method was applied to a cross-section of both primary and secondary data sourced from 25 commercial banks in Ghana. The study shows that the banks identify with the value-adding attributes of corporate real estate asset management even though there are variations in the level of importance to individual banks. These variations are attributable to the unique mandates of the banks. Further analysis shows that CREM has significantly positive impacts on bank profitability by strategies that help to increase innovations, increase productivity, and promote marketing and sales. The finding suggests that optimizing these CREM strategies could help increase bank profits.

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“…Furthermore, the failure of many commercial banks in Ghana recently, corporate governance reforms in Ghana have empowered the role of the board audit committee in the oversight of financial reporting and banks performance (Nkegbe & Ustarz, 2015;Saah, 2015). The recapitalisation exercise of the central Bank of Ghana in 2018 has created a serious question about the effectiveness of different monitoring devices that were presumed to protect investors' interests (Bank of Ghana, 2019a).…”

Section: Introductionmentioning

confidence: 99%

Board Audit Committee Characteristics and Financial Performance of Selected Commercial Banks in Ghana

Baiden¹

2020

ijafr

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The purpose of the study was to examine the influence of board audit committee characteristics on the financial performance of selected commercial banks in Ghana during the period of 2008 to 2017. The correlational design was employed. The study population was 23 commercial banks licensed under the Bank and Special Deposit Taking Institution Act with audit committee on their board and offices in Ghana as at December 2018. The sample size for the study was 13 commercial banks in Ghana. The lottery method of simple random sampling technique was used to select the 13 banks. The study made use of only secondary data. Statistical tools such as means, standard deviations, Pearson product moment correlation, and linear multiple regression analysis were used to analyse the data. The findings of the study revealed that when banks audit committee increase the frequency of their meetings, increase the number and quality of financial qualifications of member on board and also increase the size of the audit committee members on total board membership, it will have a significant influence on the banks’ financial performance. It was recommended to Bank of Ghana (BoG) and managers of the various commercial banks to ensure that audit committee members are independent, meaningfully represented at boards of the banks, and are people with expertise in accounting/finance.

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Banks Performance in Ghana: Trends and Determinants

Cited by 18 publications

References 16 publications

Impact of Audit Committee Quality on the Financial Performance of Conventional and Islamic Banks

Impact of Audit Committee Quality on the Financial Performance of Conventional and Islamic Banks

Corporate real estate management and bank profitability

Board Audit Committee Characteristics and Financial Performance of Selected Commercial Banks in Ghana

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