Bank-Level Stability Factors and Consumer Confidence — A Comparative Study of Islamic and Conventional Banks’ Product Mix

Hussein, Kassim

doi:10.1007/978-3-319-30918-7_6

Cited by 9 publications

(3 citation statements)

References 31 publications

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“…Some researchers show that the stability of Islamic banks is better than conventional banks. Several plausible reasons come from the limited investment of Islamic banks because they must comply with sharia principles (Hussein, 2010) have better risk management (Hassan et al, 2019) and have low credit risk because there are no speculative transactions in their financing. (Miah & Uddin, 2017) On the other hand, some empirical literature shows that the stability of Islamic banks is worse than conventional banks because of the moral hazard and asymmetric information that bore the profit and loss sharing system.…”

Section: Introductionmentioning

confidence: 99%

Indonesian Islamic Banks and Financial Stability: An Empirical Analysis

Maritsa

Widarjono

2021

EkBis

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Islamic banking in Indonesia is very vulnerable to volatility in their business processes due to its small market share. Compared to conventional banks, seen from their financial performance, Islamic banks have a worse performance because of lower profit (ROA). This study examines the stability of Islamic banking in Indonesia. Stability is measured using the Z Score. The data in this study are aggregate data for Islamic commercial banks. The data used are monthly data from January 2015 to December 2019. This study uses the ARDL (Autoregressive Distributed Lag) method. The results of this study are that all independent variables OER, NPF, inflation, IPI, exchange rates have an effect on the stability of Islamic banking, except FDR. Lower efficiency and problematic financing increases the stability of Islamic banking. Meanwhile, macroeconomic factors, inflation and exchange rates, have a negative effect on the stability of Islamic banking. The economic downturn due to inflation and rupiah depreciation will increase the instability of Islamic banks.

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Section: Introductionmentioning

confidence: 99%

Indonesian Islamic Banks and Financial Stability: An Empirical Analysis

Maritsa

Widarjono

2021

EkBis

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“…Kârlılık, kaldıraç ve volatilitenin muhasebe ölçümlerini içeren istikrara ilişkin Z-skoru (ISTK) eşitlik 1'deki gibi hesaplanmaktadır (Demirgüç Kunt ve Huizinga, 2010;Stiroh, 2004). çalışmada (Hussein, 2010;Adusei, 2015a,b;Ali ve Puah, 2019) olduğu gibi banka istikrarını etkileyen bankaya özgü bir diğer faktör olarak likidite riski (LKDTRISK) dikkate alınmış ve değişken eşitlik 3'te gösterildiği gibi likit aktiflerin, toplam aktiflere oranı şeklinde hesaplanmıştır.…”

Section: Araştırmada Kullanılan Değişkenlerunclassified

The Impact of Bank Specific Factors on Bank Stability: Evidence from Turkish Banking Sector

Çöllü

2021

İnsan Ve Toplum Bilimleri Araştırmaları Dergisi

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“…In conventional sharia-based financial institutions, it is on the return and profitsharing provided (2). For banks based on traditional principles, setting interest as the price (3). Meanwhile, for banks based on sharia principles, it is forbidden to use the cost of their products with particular interest because interest is usury.…”

Section: Introductionmentioning

confidence: 99%

The Effect of Liquidity and Solvency on PT. Sharia Banking is Listed on the Indonesia Stock Exchange

Burhanuddin¹,

Suwedy²

2023

IJHESS

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Ratio Financing to Deposit Ratio (FDR) and Capital Adequacy Ratio (CAR) on the share price of PT. Islamic Banking in 2017-2019. This study uses secondary data obtained from PT's annual published financial statements. Islamic Banking for the Year 2017-20019 is available on the related Bank's website. The data analysis technique used in this research is multiple linear regression analysis. The analytical tool used in this research is the Statistical Package For the Social Sciences (SPSS) version 16.0. The results of this study indicate that the Financing to Deposit Ratio and the Capital Adequate Ratio partially or simultaneously have no significant effect on share prices.

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Bank-Level Stability Factors and Consumer Confidence — A Comparative Study of Islamic and Conventional Banks’ Product Mix

Cited by 9 publications

References 31 publications

Indonesian Islamic Banks and Financial Stability: An Empirical Analysis

Indonesian Islamic Banks and Financial Stability: An Empirical Analysis

The Impact of Bank Specific Factors on Bank Stability: Evidence from Turkish Banking Sector

The Effect of Liquidity and Solvency on PT. Sharia Banking is Listed on the Indonesia Stock Exchange

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