Bank Funding Costs and Capital Structure

Gimber, Andrew R.; Rajan, Aniruddha

doi:10.2139/ssrn.3411687

Cited by 3 publications

(3 citation statements)

References 31 publications

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“…The authors also list a number of other studies that indicate that bail-ins strengthen market discipline, but may also cause undesirable effects such as increased stock market volatility. Gimber and Rajan (2019) study how the relative pricing of different layers of debt and equity in bank balance sheets are affected by the post-2014 reforms in Europe but do not find very strong effects. 13 Lewrick et al (2019), on the other hand, find a risk premium between bail-inable senior bonds and senior bonds not subject to bail-in risk.…”

Section: Early Evidence Of Market Expectations Regarding Bail-inmentioning

confidence: 95%

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Nordic Economic Policy Review 2020

Calmfors¹,

Englund²,

Rangvid³

et al. 2020

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The global financial crisis has led to extensive regulatory reforms around the globe. The bail-in rules introduced in the Bank Recovery and Resolution Directive are an essential part of the new bank crisis management landscape in Europe. The paper seeks to clarify their implications and applicability in three ways. First, we provide a concise overview of the issues involved based on recent -mainly theoretical -literature. Second, we describe the key features of the European resolution framework. Third, we discuss the implications of the bail-in approach for crisis management in the Nordic context.

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Section: Early Evidence Of Market Expectations Regarding Bail-inmentioning

confidence: 95%

“…6 This offset appears to be empirically quite high, also in the case of banks (see e.g. references in Gimber andRajan 2019).…”

Section: Economic Analysis Of Bank Resolution and Bail-inmentioning

confidence: 99%

Nordic Economic Policy Review 2020

Calmfors¹,

Englund²,

Rangvid³

et al. 2020

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“…By leveraging advanced technologies infrastructure, robust data analytics capacities, and a well-established regulatory framework, banks in the UK are well-positioned to harness the power of information resources in shaping their capital structure decisions. Through efficient risk assessment, enhanced decision-making processes, and the utilization of timely and accurate financial information, banks can strive for an optimal mix of debt and equity financing that aligns with their risk appetite, business objectives, and regulatory requirements (Gimber and Rajan, 2019). Furthermore, the effective management of information resources enables banks to adapt to dynamic market conditions, anticipate emerging risks, and make proactive adjustments to their capital structure to maintain financial stability and competitiveness in the UK banking sector.…”

Section: Introduction 11 Backgroundmentioning

confidence: 99%

An Acutely Embarrassing Affair: Whitehall and the Indian-South African Dispute at the United Nations (1946)

Lloyd

2018

The Journal of Imperial and Commonwealth History

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The authors adopt the resource-based view (RBV) and information processing theory to discover the problems that impact the capital structure of financial institutions in the UK. Five firmlevel explanatory variables (profitability, size, tangibility, age, and growth) were selected. The relevant capital structure measure was then regressed against the dependent variable leverage (debt-to-equity ratio). Consequently, correlation and multivariate regressions are applied to firm financial data from the selected financial institutions during the fiscal years 2011-2022. The primary conclusions of the study indicate that important information resources management variables for financial institutions in the UK are profitability and size. While the two other factors, profitability and growth, exhibit negative associations with capital structure, the remaining four variables, tangibility, size, age, and profitability, did not. The study reveals that optimal determinants of information resources management enhance financial performance in the case of top UK banks.

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The Effect of Information Resources Management in the UK on Financial Institutions

Chang,

Kozah,

et al. 2023

Journal of Global Information Management

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The authors adopt the resource-based view (RBV) and information processing theory to discover the problems that impact the capital structure of financial institutions in the UK. Five firm-level explanatory variables (profitability, size, tangibility, age, and growth) were selected. The relevant capital structure measure was then regressed against the dependent variable leverage (debt-to-equity ratio). Consequently, correlation and multivariate regressions are applied to firm financial data from the selected financial institutions during the fiscal years 2011–2022. The primary conclusions of the study indicate that important information resources management variables for financial institutions in the UK are profitability and size. While the two other factors, profitability and growth, exhibit negative associations with capital structure, the remaining four variables, tangibility, size, age, and profitability, did not. The study reveals that optimal determinants of information resources management enhance financial performance in the case of top UK banks.

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Bank Funding Costs and Capital Structure

Cited by 3 publications

References 31 publications

Nordic Economic Policy Review 2020

Nordic Economic Policy Review 2020

An Acutely Embarrassing Affair: Whitehall and the Indian-South African Dispute at the United Nations (1946)

The Effect of Information Resources Management in the UK on Financial Institutions

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