Bank Efficiency and Concentration of the Banking Sector in the Cee Countries

Kozak, Sylwester; Wierzbowska, Agata

doi:10.22630/pefim.2019.22.71.27

Cited by 1 publication

(2 citation statements)

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“…Yildirim and Philippatos (2007) found that during 1993-2000, higher efficiency levels were associated with large and well-capitalized CEE banks. Similar findings were reported also by Pančurová and Lyócsa (2013) for banks in 11 CEE countries over the 2005-2008 period, Kozak and Wierzbowska (2019) for CEE banks over the 2000-2017 period, and Papadopoulos and Karagiannis (2009) for South European banks over the 1997-2003 period. The latter showed that the largest banks enjoyed greater benefits from technological progress, while they did not show scale economy or efficiency advantages over smaller banks.…”

Section: Literature Reviewsupporting

confidence: 88%

“…Moreover, degree of competition had a positive effect on cost efficiency and a negative effect on profit efficiency of the CEE banks in the pre-crisis period, whereas market concentration was negatively associated with banks' efficiency (Yildirim and Philippatos 2007;Koutsomanoli-Filippaki et al 2009). In a later study, Kozak and Wierzbowska (2019), using a longer time period of observation (i.e., 2000-2017), showed that a growing market concentration had a positive impact on the efficiency of banks operating in this market. Niţoi and Spulbar (2015) analyzed the determinants of cost efficiency in commercial banks from six European transition countries during 2005-2011, considering the macroeconomic environment and performance indicators of banks.…”

Section: Literature Reviewmentioning

confidence: 85%

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Productivity Change in the CEE Commercial Banks during a Period of Restricted Bank Regulation and Stable Economic Growth

Stubelj,

Trunk,

Švagan

et al. 2023

Economies

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The paper studies the productivity change of the commercial banks in the CEE countries over the post-crisis period 2013–2018. The productivity change is measured by the Malmquist Productivity Index and its sub-components, applying two approaches—the asset-oriented and profit-oriented intermediation approaches. The analysis uses data from a balanced panel of 181 commercial banks in 11 CEE countries. We find that commercial banks’ productivity, measured with the asset-oriented intermediation approach, decreased in most of the CEE countries over 2013–2018, with a decline ranging, on average, from 1% to 6.9%, driven mainly by a decline in technical efficiency. Nevertheless, estimates using the profit-intermediation approach point to productivity growth in commercial banks in all CEE countries, ranging, on average, from 0.5% to 6.3%. The empirical findings imply the need for the CEE commercial banks to further digital transformation and cost rationalization.

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Section: Literature Reviewsupporting

confidence: 88%