“…For older persons, concerns of declining physical health, possible financial concerns, societal age discrimination, loneliness, the possibility of imminent death, and the death of friends and significant others can lead to depression (Frolik, 2001;Maples & Abney, 2006). It seems that for men, concerns related to the loss of health and/or the loss of a spouse are the greatest predictors of depression; for women, financial concerns and/or loneliness create depressed feelings.…”