Assessment of Non-Performing Loans on Deposit Money Banks’ Performance During the Digitalized Banking Policy in Nigeria
Sule Magaji,
Abdullahi Idris Ahmad
Abstract:This research examines the impact of non-performing loans (NPLs) on the performance of Deposit Money Banks (DMBs) in Nigeria in the context of digitalised banking policy. The Central Bank of Nigeria (CBN) has furnished data and financial accounts of eight chosen banks, focusing on the extensive implementation of digital banking policies. The Panel Autoregressive Distributed Lag (ARDL) model examines the association between NPLs and DMBs performance in Nigeria.The return on equity methodology is utilised to eva… Show more
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