Assessing the Relationship Between Digital Inclusive Finance and the Well-Being of Elderly Individuals: A Study of Life Satisfaction

Tai, Lin; Xiaopeng, Fu; Ting, Gong; Xinpeng, Xu; Sindakis, Stavros; Showkat, Gazal

doi:10.1007/s13132-023-01437-z

Cited by 2 publications

(1 citation statement)

References 63 publications

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“…Similarly, age serves as another critical control variable because it is often directly correlated with the willingness to adopt technological advancements [72,73]. Younger farmers, who are generally more comfortable with digital interfaces, are presumed to be more experimental and willing to incorporate new digital financial services [74,75]. Education further augments this trio of control variables, given its positive correlation with the cognitive ability to understand and utilize complex technologies [76][77][78][79].…”

Section: Control Variablesmentioning

confidence: 99%

Decision Making with the Use of Digital Inclusive Financial Systems by New Agricultural Management Entities in Guangdong Province, China: A Unified Theory of Acceptance and Use of Technology-Based Structural Equation Modeling Analysis

Wang,

Zhang,

Liu

et al. 2023

Systems

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In the context of China’s rural revitalization and expanding digital economy, this study aims to elucidate how digital financial inclusion technologies can better allocate financial resources across newly evolved agricultural entities—such as family farms, farmers’ cooperatives, and agricultural enterprises. By employing structural equation modeling (SEM) based on the Unified Theory of Acceptance and Use of Technology (UTAUT), we identify key determinants affecting farmers’ credit availability. Our results emphasize the overwhelming role of Digital Financial Inclusion Technology Applications (DAs) in a wide range of financial variables, particularly credit availability (CA). Notably, performance expectation did not exert a significant impact on credit availability, while variables like effort expectation, facilitating conditions, and especially social influence were significant contributors. As for social impacts, social influence emerged as a multifaceted enabler, encouraging collective support within farmer communities and thereby facilitating credit accessibility. In conclusion, our study reinforces the critical influence of DAs in molding the financial landscape and recommends targeted interventions that leverage these technologies and social dynamics to boost financial inclusion and drive rural prosperity.

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Section: Control Variablesmentioning

confidence: 99%

Decision Making with the Use of Digital Inclusive Financial Systems by New Agricultural Management Entities in Guangdong Province, China: A Unified Theory of Acceptance and Use of Technology-Based Structural Equation Modeling Analysis

Wang,

Zhang,

Liu

et al. 2023

Systems

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Fintech adoption and financial well-being of persons with disabilities: the mediating role of financial access, financial knowledge and financial behaviour

Gafoor,

Amilan

2024

IJSE

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PurposeThe prime purpose of the study is to analyse the effect of fintech adoption on the financial well-being of persons with disabilities (PWDs), considering the intervening role of financial behaviour, financial access and financial knowledge.Design/methodology/approachA self-administered survey schedule collected primary data on fintech adoption and financial well-being among 205 PWD, through snowball sampling from January to May 2023. Researchers used exploratory factor analysis to identify reliable factors and PLS-SEM for testing mediation and research hypotheses.FindingsThe study’s outcome found that fintech adoption does not directly impact the financial well-being of PWDs. Instead, the impact on financial well-being is explained by mediating factors like financial access, financial knowledge and financial behaviour. Financial access is the most significant among these mediating factors.Research limitations/implicationsThe study demonstrates the significance of mediating factors in comprehending the influence of fintech adoption on financial well-being. These results underpin existing literature on determinants of financial well-being.Practical implicationsFindings evidenced that developing disabled-friendly fintech tools can enhance financial access, reduce inequality and improve the financial well-being of PWDs, which would be helpful for public policymakers.Originality/valueThere has been no comprehensive study conducted on this topic, particularly among PWDs. In the current study, an effort is being made to examine the relative effects of fintech adoption on financial well-being directly and indirectly through mediating variables.Peer reviewThe peer review history for this article is available at: https://publons.com/publon/10.1108/IJSE-08-2023-0596

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Assessing the Relationship Between Digital Inclusive Finance and the Well-Being of Elderly Individuals: A Study of Life Satisfaction

Cited by 2 publications

References 63 publications

Decision Making with the Use of Digital Inclusive Financial Systems by New Agricultural Management Entities in Guangdong Province, China: A Unified Theory of Acceptance and Use of Technology-Based Structural Equation Modeling Analysis

Decision Making with the Use of Digital Inclusive Financial Systems by New Agricultural Management Entities in Guangdong Province, China: A Unified Theory of Acceptance and Use of Technology-Based Structural Equation Modeling Analysis

Fintech adoption and financial well-being of persons with disabilities: the mediating role of financial access, financial knowledge and financial behaviour

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