“…All of the aforementioned studies, with different focuses and methodologies, but each in its own way -address the complexity of the cyber security awareness phenomenon. Common to all these studies is that they have identified various factors that affect cyber security awareness and tried to explain the interconnectedness of these factors, such as perceptions [14], [17], [22]; security breaches [14], [22]; behavior [6], [12], [14], [15], [21], [22]; knowledge [6], [12], [13], [17], [21], [23], [24]; and socio-demographic characteristics -age and gender [15], [19], [20], [21], [22], [23].…”