Are women's entrepreneurial intentions and motivations influenced by financial skills?

Lladós‐Masllorens, Josep; Ruiz-Dotras, Elisabet

doi:10.1108/ijge-01-2021-0017

Cited by 26 publications

(7 citation statements)

References 114 publications

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“…(2022) conclude that women with a higher level of financial literacy in the United States are more likely to be self-employed than men. Llados-Masllorens and Ruiz-Dotras (2021) report similar findings and report that financial and numerical skills boost entrepreneurial culture among women. However, the question remains: does digital financial literacy promote financial inclusion for women entrepreneurs?…”

Section: Literature Review and Hypothesis Developmentsupporting

confidence: 63%

Financial inclusion – does digital financial literacy matter for women entrepreneurs?

Hasan

Ashfaq

Parveen

et al. 2022

IJSE

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PurposeWomen's financial inclusion has become a global research agenda, and past studies provide mixed evidence on the determinants of financial inclusion among women entrepreneurs across the globe. However, the impact of digital financial literacy on women's financial inclusion has seldom been addressed in the past literature.Design/methodology/approachThe authors perform a cross-sectional analysis of 144 countries using the World Bank Global Findex Database.FindingsThis study’s probabilistic regression results indicate that women entrepreneurs with a higher degree of digital financial literacy are more likely to engage in formal banking channels.Practical implicationsThe study findings have practical implications in terms of allowing regulators and banks to draw effective policies to attract women customers. Lack of effective regulatory intervention could lead to women exploring financial crimes, such as money laundering, due to their lack of involvement with the formal banking channel.Originality/valueThe authors explore the impact of digital financial literacy on women's financial inclusion. Such evidence is rare in the existing literature.Peer reviewThe peer review history for this article is available at: https://publons.com/publon/10.1108/IJSE-04-2022-0277

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Section: Literature Review and Hypothesis Developmentsupporting

confidence: 63%

Financial inclusion – does digital financial literacy matter for women entrepreneurs?

Hasan

Ashfaq

Parveen

et al. 2022

IJSE

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“…In our third contribution, we enrich intentionality models by focusing on the intersection of sector (STEM) and gender, thus integrating contextual situations (Donaldson, 2019; Llados-Masllorens and Ruiz-Dotras, 2022). Research on entrepreneurial intentions has posited that intentions are shaped by personal factors such as perceived abilities as well as cultural and social contexts (Bird, 1988; Shapero and Sokol, 1982).…”

Section: Discussion Limitations and Future Research Directionsmentioning

confidence: 99%

“…gendered career paths) underpinning the decision to engage in technology entrepreneurship and the role of entrepreneurship education in this process. In doing so, we address recent calls to integrate intentionality models in specific contextual situations (Donaldson, 2019; Llados-Masllorens and Ruiz-Dotras, 2022). By focusing on the intersection of sector and gender, our theorizing enriches extant literature, specifically the personal choice-making within the broader cultural and social environment (Wilson et al.…”

Section: Introductionmentioning

confidence: 99%

Entrepreneurship education and its gendered effects on feasibility, desirability and intentions for technology entrepreneurship among STEM students

Pergelova

Angulo-Ruiz

Manolova

et al. 2023

IJGE

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PurposeThis study aims to examine how entrepreneurship education influences intentions for starting a technology venture among science, technology, engineering and mathematics (STEM) students with particular attention to gender differences. This study builds on the model of entrepreneurial event and social role theory to assess the impact of entrepreneurship education on feasibility, desirability and intentions for technology entrepreneurship.Design/methodology/approachThe hypotheses are tested with a sample of 879 Bulgarian science and engineering students from 15 universities. To test the models, this study uses ordinary least squares and logistic regressions with robust standard errors and Hayes mediation analysis with bootstrap bias-corrected confidence interval estimations for indirect effects. Two-stage Heckman regressions to control for sample selection bias and other robustness checks including propensity score matching were used.FindingsResults show that entrepreneurship education, measured as participation in an entrepreneurship course, has a stronger impact on feasibility, desirability and intentions for technology entrepreneurship for female STEM students compared to their male counterparts. As such, this study supports the notion that entrepreneurship education could be part of a solution to counteract societal norms that position technology entrepreneurship as a less desirable and/or less feasible choice for women in STEM. However, attention should be paid to the operationalization of entrepreneurship education, as other measures of entrepreneurship education (role models, entrepreneurship education support) did not have a moderation effect with gender.Research limitations/implicationsThe authors assume a positive correlation between entrepreneurial intentions and entrepreneurial behavior. Future studies should include actual entrepreneurial behavior to paint a more complete picture of the effect of entrepreneurship education.Originality/valueLittle is known about the role of entrepreneurship education in the field of technology entrepreneurship, and even less about the potential gender differences in entrepreneurship education among STEM students. The study contributes to the literature by examining factors that could help close the persistent gender gap in technology entrepreneurship.

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“…Studies by Nguyen, et al [31] have indicated that financial knowledge does have a beneficial impact on a person's intention to start their own business. The number of studies on financial knowledge in a financial environment and individual entrepreneurial intention, however, was minimal (for example, Llados-Masllorens and Ruiz-Dotras [32]). Also, there are virtually no studies that examine the financial backdrop to identify entrepreneurial purposes in the agriculture sector for financial knowledge.…”

Section: Relationship Between Financial Literacy (Financial Knowledge...mentioning

confidence: 99%

Financial literacy and technological adoption on entrepreneur intention among youth in agriculture sector

Rashid,

Faisal,

Razak

et al. 2024

5003

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This study examines the impact of financial literacy and technological adoption on entrepreneurial intentions among youth in agriculture sector. The study of entrepreneurial intention has been and will continue to be a topic of interest to academics because of its importance to the development of numerous nations. The literature on entrepreneurial intention has examined a wide range of issues, with a focus on the factors that influence entrepreneurial intention. Furthermore, technological advancements in agriculture could potentially resolve the issue of food security. The majority of these investigations in agriculture sector, though, were conducted elsewhere, for example, in Pakistan and Indonesia. The study's focus on agriculture allowed them to examine the relationship between entrepreneurial intent and the sector. This study examines Malaysian youth's desire to start their own businesses. It specifically aims to determine how technological adoption and financial literacy (financial attitude, financial behavior, and financial knowledge) affect entrepreneurial intention. A partial least squares–structural equation modeling (PLS-SEM) data analysis was carried out. The investigation employed purposive sampling. The results demonstrated that technological adoption and financial literacy (financial attitude, financial behavior, and financial knowledge) have a substantial impact on young people's decision to become entrepreneurs. The findings of this study could contribute to the body of knowledge, and help policymakers create programs and policies. Future researchers can use this study to learn more about entrepreneurial intent in a financial context.

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Are women's entrepreneurial intentions and motivations influenced by financial skills?

Cited by 26 publications

References 114 publications

Financial inclusion – does digital financial literacy matter for women entrepreneurs?

Financial inclusion – does digital financial literacy matter for women entrepreneurs?

Entrepreneurship education and its gendered effects on feasibility, desirability and intentions for technology entrepreneurship among STEM students

Financial literacy and technological adoption on entrepreneur intention among youth in agriculture sector

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