“…There are several studies of SVM models [29,36,46,59], MA models [60,69,71,78,84], and joint MA-SVM [41,47,51,52] that do not have numerical outperformance of [19], England [22], CR: UK [80,82] Taiwan/US [20], Korea [23,25], BP: Simulated data [68] Taiwan [21], credit card [24] AS: Southeastern US [60], UK [62], BP: US [26] Egyptian [65], Compustat [74], AS: German [30], LC P2P [31], Shenzhen [70,77], Croatian [85], LC/Huijin P2P [32], China [37,48] UK/simulated [1] BS: Chilean [27,33,34] AS/BS/CS: local bank [84] BP: US [47,52] CR: Compustat [49] General AS: [12,39,43,57] AS:…”