Analytical reasoning reduces internet fraud susceptibility

Kelley, Nicholas J.; Hurley-Wallace, Anna; Warner, Katherine L.; Hanoch, Yaniv

doi:10.1016/j.chb.2022.107648

Cited by 6 publications

(3 citation statements)

References 80 publications

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“…All of these items reflect the ability to withstand online risks, particularly in the area of fraud and scams. As stated by previous researchers, the best way to avoid falling victim to online scams is by understanding their mechanisms and avoiding or disregarding (not responding to) any processes or mechanisms that indicate fraudulent activities, such as messages or calls related to such matters [76]- [78]. Therefore, it is essential for students to possess this skill in order to protect themselves from academic and non-academic scams.…”

Section: Discussionmentioning

confidence: 99%

Self-Assessment Instrument Online Opportunity Skills and Online Risk Survival Skills for e-Learning Students of Economics and Education Programs

Sawiji,

Rusmana,

Permansah

et al. 2023

Advances in Economics, Business and Management Research

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This study aims to explore Online Opportunity Skills (OPS) and Online Risk Survival Skills (ORSS) in order to develop a self-assessment instrument and identify factors that reflect these skills. The main analytical technique used is exploratory factor analysis, with additional analysis techniques such as face validity and discriminant validity used as robustness checks. The sample used in this study consisted of active undergraduate students, with a total of 638 data collected. To clarify the research process, five phases were conducted: phase 1 involved drafting the self-assessment instrument for OPS and ORSS, phase 2 focused on face validity with expert validation, phase 3 involved data collection, phase 4 examined discriminant validity (using Pearson, Kendall's tau-b, Spearman, and Cronbach's alpha), and phase 5 encompassed exploratory factor analysis. The results of this study include the development of the online opportunity skills instrument (consisting of 9 statement items) and the online risk survival skills instrument (consisting of 8 statement items) through robustness checks and the elimination of statements that did not meet the requirements of the analysis techniques used in this study. The findings revealed four factors in the OPS variable (highest initial eigenvalue: 2.474 > 1.000) and three factors in the ORSS variable (highest initial eigenvalue: 2.320 > 1.000). The researcher hopes that this study will be beneficial for educators and future researchers as a reference and as a basis for further research, such as confirmatory factor analysis on the identified factors in this study.

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Section: Discussionmentioning

confidence: 99%

Self-Assessment Instrument Online Opportunity Skills and Online Risk Survival Skills for e-Learning Students of Economics and Education Programs

Sawiji,

Rusmana,

Permansah

et al. 2023

Advances in Economics, Business and Management Research

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“…According to Choo (2015), those who engage in bribery and corruption would constantly look for new opportunities to commit crimes, launder money obtained via corruption and avoid detection by law enforcement and other government authorities. This sort of corruption includes using cryptocurrencies to finance terrorists, digital currency frauds, online fraud, e-banking system security, Internet banking fraud, transnational financial crime and the use of machine learning in banking (Choo, 2015;Gonz alvez-Gallego and P erez-C arceles, 2021;Kelley et al, 2023;Moreira et al, 2022;Sun et al, 2023;Wodo et al, 2021).…”

Section: Literature Reviewmentioning

confidence: 99%

Political stability and corruption nexus: an international perspective on European and Asian countries

Beju,

Ciupac-Ulici,

Bresfelean

2024

JRF

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PurposeThis paper aims to investigate the impact of political stability on corruption by drawing upon a sample encompassing both developed and developing European and Asian countries.Design/methodology/approachThe dataset, sourced from the Refinitiv database, spans from July 2014 to May 2022. Panel data techniques, specifically pooled estimation and dynamic panel data [generalized method of moments (GMM)] are employed. The analysis encompasses both fixed and random effects models to capture country-specific cross-sectional effects. To validate our findings, we perform a robustness test by including in the investigation four control variables, namely poverty, type of governance, economic freedom and inflation. To test heterogeneity, the dataset is further divided into two distinct subsamples based on the countries’ locations.FindingsEmpirical findings substantiate that political stability (viewed as the risk of government destabilization) has a positive and significant impact on corruption in all analyzed samples of European and Asian countries, though some differences are observed in various subsamples. When we take into account the control variables, these analysis results are robust.Research limitations/implicationsThis research provided a panel data analysis with GMM, while other empirical methodologies could also be used, like the difference-in-difference approach. However, our results should be validated by extending the time and the sample to a worldwide sample and using alternative measures of corruption and political stability. Moreover, our focus was on a linear and unidirectional relationship between the considered variables, but it would be interesting to test in our further research a non-linear and bidirectional correlation between them. Furthermore, we have introduced in the robustness test only four economic variables, but to consolidate our findings, we plan to include socioeconomic and demographic variables in future studies.Practical implicationsThese outcomes imply that authorities should be aware of the necessity of implementing anti-corruption policies designed to establish effective agencies and enforcement structures for combating systemic corruption, to improve the political environment and the quality of institutions and to apply coherent economic strategies to accelerate economic growth because higher political stability and sustainable development determine a decrease in levels of corruption.Social implicationsAt the microeconomic level, the survival of organizations may be in danger from new types of corruption and money laundering. Therefore, in order to prevent financial harm, the top businesses worldwide should respond to instances of corruption through strengthened supervisory procedures. This calls for the creation of a mechanism inside the code of conduct where correct reporting of suspected situations of corruption would have a prompt procedure to be notified of. To avoid corruption in operational procedures, national plans and policies should be developed by government officials, executives and legislators on a national level, as well as by senior management and the board of directors on an organizational level. This might lower organizations' extra corruption-related expenses, assure economic growth and improve global welfare.Originality/valueA novel feature of our research resides in its broad examination of a sizable sample of European and Asian countries regarding the nexus between corruption and political stability. The paper also investigates a less explored topic in economic literature, namely the impact of political stability on corruption. Furthermore, the study depicts policy recommendations, outlining effective and reasonable measures aimed at improving the political landscape and combating corruption.

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“…Contrarily, gender dynamics raise the prospect of different call spoofing experiences and perceptions, which may have varying effects on trust levels. It is anticipated that educational backgrounds will have a significant impact on how people perceive and evaluate the risks connected to call spoofing [32]. A more comprehensive knowledge of technology risks may be fostered by higher education, which could influence the perceived threat mediation process.…”

Section: Moderating Variablesmentioning

confidence: 99%

The Impact of Call Spoofing on Trust and Communication: A User Perception Study

Verma

2024

IJSSE

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This study explores the complex field of phone spoofing in the context of India's digital revolution, examining how people react to and perceive dishonest communication techniques. The study examines the interconnected dynamics of Knowledge of Call Spoofing, Perceived Threat, and Trust in Phone Communication, with a focus on the Indian context, where traditional values collide with rapid technological advancements. This study employs a mixed-methods approach, integrating both qualitative and quantitative data. Quantitative data is gathered through a structured survey questionnaire distributed to a demographically diverse sample, and qualitative insights are obtained through in-depth interviews and focus groups. The results show a strong and positive correlation between call spoofing knowledge and phone communication trust, indicating that knowledgeable users are more likely to have confidence in their phone interactions. These views are further shaped by demographic subtleties, which include differences in gender, age, education, and occupation. The results offer a basis for developing proactive and culturally aware approaches to boost user confidence, guaranteeing a safe and robust digital communication environment catered to the various demands of the enormous Indian populace. In addition to that, this research has real-world consequences for educators, technology companies, and governments who are involved in determining India's digital future.

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Analytical reasoning reduces internet fraud susceptibility

Cited by 6 publications

References 80 publications

Self-Assessment Instrument Online Opportunity Skills and Online Risk Survival Skills for e-Learning Students of Economics and Education Programs

Self-Assessment Instrument Online Opportunity Skills and Online Risk Survival Skills for e-Learning Students of Economics and Education Programs

Political stability and corruption nexus: an international perspective on European and Asian countries

The Impact of Call Spoofing on Trust and Communication: A User Perception Study

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