Analysis the Influences of Prudential Sharia and Life Protection towards the Customer Welfare: Sharia Prudential Insurance in South Sulawesi

Abstract

Nowadays there are many insurance companies in the Indonesia segregated from all over the country. The insurance company in Indonesia has two systems and those are conventional insurance and sharia insurance. Indonesia is not an Islamic country but dominantly inhabited by the Muslim people whom are approximately 82% of Muslim population. Therefore, this research will focus on sharia insurance in Indonesia which has been growing quickly and giving a lot of advantages to the customers who obtain benefit and build the system of sharia insurance itself. The purpose of this research is to explain the welfare received by the society, which join with the sharia insurance in terms of benefits. This research was done by the quantitative approach by distributing the questionnaires to the customers as informants of the research, particularly in South Sulawesi areas to analyze the influences of prudential sharia and life protection towards customer welfare.