Analysis of Impact of CAR, NPF,  BOPO on Profitability of Islamic Banks (Year 2015-2017)

Kusumastuti, Wahyu Intan; Alam, Azhar

doi:10.23917/jisel.v2i1.6370

Cited by 43 publications

(70 citation statements)

References 0 publications

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“…External factors such as economic conditions are uncertain. These findings are supported by research by Julita (2011), Oloruntoba et al (2018), Karunia (2013), Pratiwi & Wiagustini (2015), Widyaningrum & Septiarini (2015), Nihayah &Walyoto (2018), andKusumartuti &Alam (2019) show that Capital Adequacy Ratio (CAR) is not have an impact on the profitability ratio that measured by Return On Assets (ROA).…”

Section: Netsupporting

confidence: 53%

Effect of Risk Based Bank Rating on Financial Performance of Sharia Commercial Banks

Munawaroh

Azwari

2019

Study of Accounting

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Risk Based Bank Rating (RBBR) is one of the assessments of the new health level of the bank in lieu of CAMELS in accordance in Bank Indonesia Regulation No. 13/1 / PBI / 2011. This study aims to examine the effect of Risk-Based Bank Ratings (Risk Profile, Good Corporate Governance, Earning and Capital) on Financial Performance (ROA). The method used is descriptive statistics, determination of regression models, classic assumption tests, multiple linear regression methods and hypothesis testing. The type of data in this study uses panel data. Based on the results of the study indicate that the ratio of NPF, GCG and CAR does not significantly influence ROA. While the ratio of FDR, BOPO and NOM has a significant effect on ROA.

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Section: Netsupporting

confidence: 53%

Effect of Risk Based Bank Rating on Financial Performance of Sharia Commercial Banks

Munawaroh

Azwari

2019

Study of Accounting

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“…Hasil penelitian ini sejalan dengan hasil penelitian yang dilakukan oleh Pinasti & Mustikawati (2018); Kusumastuti & Alam (2019); (Pasaribu, Dionysia, & Paramitha, 2015); dan Sitompul & Nasution (2019). Hal ini menunjukkan makin besar beban biaya operasional bank maka laba yang akan diperoleh bank akan makin rendah.…”

Section: Pengaruh Tingkat Efisiensi Biaya Terhadap Profitabilitasunclassified

“…Hasil penelitian ini, sejalan dengan penelitian yang dilakukan oleh Amelia (2015); Kusumastuti & Alam (2019); dan Iskandar & Laila (2016) bahwa CAR tidak memiliki pengaruh terhadap ROA. Hal tersebut dapat terjadi karena sikap dari manajemen perbankan yang hanya menjaga agar tingkat CAR pada sebuah bank tetap sesuai dengan ketentuan yang ditetapkan oleh Bank Indonesia yang mengharuskan setiap bank menjaga nilai CAR dengan ketentuan 8% sehingga para pemilik bank berusaha menjaga agar nilai CAR sesuai dengan ketentuan.…”

Section: Pengaruh Tingkat Kecukupan Modal Terhadap Profitabilitasunclassified

Analisis Faktor Risk Profile, Good Corporate Governance, Earnings, dan Capital terhadap Profitabilitas pada Bank Syariah Bukopin Periode 2011-2019

Ramadhani

Nurasyiah

Utami

2021

ajeks

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In 2019, Bank Syariah Bukopin obtained the lowest profitability value which is proxied by Return On Assets. Therefore, the bank needs to improve its health condition so that the bank can make a profit or profit as expected. This study aims to determine the effect of bank soundness on the level of profitability (ROA) of Bank Syariah Bukopin in 2011-2019. The research method used in this research is quantitative descriptive method with multiple linear regression analysis techniques. The population in this study is Bank Syariah Bukopin and the sample used in this study is Bank Syariah Bukopin in 2011-2019. The dependent variable in this study is profitability (ROA), while the independent variables in this study are the level of financing risk (NPF), the level of liquidity risk (FDR), the level of cost efficiency (BOPO), and the level of capital adequacy (CAR). The results showed that NPF, FDR, BOPO, and CAR had a significant simultaneous effect on profitability (ROA). As for partially, NPF has a negative and insignificant effect on ROA, BOPO has a significant negative effect on ROA, while CAR and FDR have no significant effect on ROA. The implication of this research is that banks need to maintain health conditions by preventing problematic financing, reducing operational costs, and using capital effectively and efficiently so that banks can obtain profitability as expected.

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“…Likewise, vice versa, the lower OEOI means that there is efficiency in the bank's operating expenses. So an increase in OEOI can result in lower bank's profitability (Kusumastuti and Alam 2019). Therefore, the high value of OEOI can reduce the contribution of interest income derived from loans provided by banks.…”

Section: Oeoi's Moderating Effect On the Relationship Between Ldr Andmentioning

confidence: 99%

The Performance of Banks in Indonesia Based on Capital Perspective (BUKU), a case Study in a period of Decline in Profitability Performance

Akbar

2019

AFMJ

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This study aims to analyze and obtain empirical evidence regarding the effect of LDR on bank's profitability, and the variables that can moderate the influence of LDR on ROA. The object of this research is banks listed on the Indonesia Stock Exchange for the period of 2013 to 2016. 25 banks were selected using the purposive sampling method. The research object was divided into two categories, namely BUKU 1 and BUKU 2 banks, and BUKU 3 and BUKU 4 banks. The results showed that BUKU 1 and BUKU 2 banks were influenced by LDR and BI rate. Then, it moderated by OEOI. The study does not support the hypothesis that the NPL and NIM of BUKU 1 and BUKU 2 banks can moderate the influence of the LDR variable on ROA. While the influence of LDR on ROA of BUKU 3 and BUKU 4 banks was moderated by NIM and OEOI. The study does not support the hypothesis that the NPL of BUKU 3 and BUKU 4 banks can moderate the influence of the LDR variable on ROA.This study also supports the statement that the BI rate gives more influence to BUKU 1 and BUKU 2 banks than banks in the BUKU 3 and BUKU 4 categories.

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Analysis of Impact of CAR, NPF, BOPO on Profitability of Islamic Banks (Year 2015-2017)

Cited by 43 publications

References 0 publications

Effect of Risk Based Bank Rating on Financial Performance of Sharia Commercial Banks

Effect of Risk Based Bank Rating on Financial Performance of Sharia Commercial Banks

Analisis Faktor Risk Profile, Good Corporate Governance, Earnings, dan Capital terhadap Profitabilitas pada Bank Syariah Bukopin Periode 2011-2019

The Performance of Banks in Indonesia Based on Capital Perspective (BUKU), a case Study in a period of Decline in Profitability Performance

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