Analysis of Factors Affecting the Health Insurance Ownership with Binary Logistic Regression Model

Ogbuabor

2022

BEMP

This study investigated the influence of access to credit on the physical capital stock of non-farm household enterprises in Nigeria. The study used the binary logistic regression technique and Nigeria’s 2018-19 General Household Survey data (Wave 4). We find that the influence of access to credit on the physical capital stock of nonfarm household enterprises in Nigeria is positive and significant. This implies that access to credit enhances the capacity of these enterprises to procure physical capital stock. Our results also indicate that expenditure on raw materials, profit, and years of operations are other key drivers of physical capital stock accumulation. Consequently, we conclude that there is a need for policies to enhance access to credit by non-farm household enterprises in Nigeria to strengthen their operations on a sustainable basis.

supporting

confidence: 73%

Section: B Model Specificationmentioning

confidence: 99%

Access to Credit and Physical Capital Stock: A Study of Non-Farm Household Enterprises in Nigeria

Ogbuabor

2022

BEMP

“…Since the controlled variable of this study, which is academic achievement, is a measurement variable categorised into two forms (i.e. it is a dichotomous variable), this study adopted the modelling technique of Astari and Kismiantini (2019). In the binary logit model adopted for this study, is used to represent the academic achievement of employees in Nigerian universities, while Xi is used to show the set of covariate variables, which are either continuous or categorical variables.…”

Section: Model Specification and Resultsmentioning

confidence: 99%

Employment Status and Educational Achievements in Universities: Evidence from Southeast Nigeria

Ogbuabor

Acta Educationis Generalis

et al. 2021

Introduction: Educational achievement has remained the common yardstick for assessing human capital development across the world. However, it has been observed that Nigeria is one of the developing countries facing the challenge of low level of academic achievement by employees in the university system, which in turn has grave implications for the overall performance of the Nigerian university system in terms of efficient work delivery. Methods: This study adopts a robust and stratified sampling technique to select 4,122 employees in selected federal universities in the southeast of Nigeria and uses structural questionnaire and binary logistic regression to analyse the effect of employment status on academic achievement in South East Nigeria. Results: The findings show that employment status negatively and significantly influences the academic achievement of employees in Nigerian universities. Discussion: The major focus of this study is to examine the impact of employment status on educational achievement in the universities for southeast, Nigeria. To drive more effective and efficient service delivery in the universities, there is need for adequate salary enhancement for employees in order to motivate them to strive for higher educational attainments. Limitations: The study was carried out in federal universities in Nigeria. It is expected to expand the study to cut across both private, states in Nigeria for effective and efficient comparison among the universities found in southeast geopolitical zones. Conclusion: The study concludes that government should continuously motivate these employees so that they can strive for higher educational attainments.

“…A similar result was found in other studies done in Bhaktapur by Karanjit P et al 4 Some of the studies showed significantly positive findings of marital status and enrolment in insurance schemes. [10][11][12] Enrollment of family in SHSS makes it secure and prevents out-of-pocket expenditure. Most of the enrolled family was nuclear family 76.6%, Similarly, two out of three had nuclear families found in the study of Sushmita G et al 8 The study by Sanjeeb S et al showed that 55% of families were nuclear .…”

Section: Discussionmentioning

confidence: 99%

Health Insurance Utilization Pattern among Community People of Jutpani Kalika Municipality of Chitwan Nepal

Panthi,

Lohani,

Manandhar

et al. 2023

J Coll Med Sci-Nepal

IntroductionThe Government of Nepal's Social Health Security Scheme (SHSS) is a social protection program that strives to give its inhabitants access to high-quality medical treatment without putting a financial burden on them. As a way of achieving Universal Health Coverage, this program makes an effort to overcome obstacles to utilizing health services and assure equity and access for underprivileged and poor populations. Thus, the study aimed to assess the pattern of using health Insurance Schemes by the community people of Central Nepal. MethodsA cross-sectional, descriptive, prospective study was conducted at Jutpani Kalika Nagar Palika ward No 7. A total of 274 enrolled households were taken using a non-probability, convenient sampling technique. The sample size was calculated by using the formula(n)= z 2pq/e2. Specifically designed proforma were used to assess the pattern of utilizing health insurance schemes. The collected data was entered in SPSS version 16. Descriptive analysis and Chi-square was applied. ResultsAmong 274 enrolled households, 94.9% have utilized the Social Health Security Scheme (SHSS). Among the study participants, 60.9% had utilized SHSS for laboratory services. The majority of study participants 230(94.7%) were below the poverty line and were utilizing SHSS. The education of the head of the household and the number of earning members in the family were found significantly associated with the utilization of SHSS. Conclusions The majority of people were utilizing SHSS and they were willing to continue this program and study found that people have faith in government service.