Analisis SWOT Fintech Syariah Dalam Menciptakan Keuangan Inklusif di Indonesia (Studi Kasus 3 Bank Syariah di Lamongan)

This paper is intended to analyze the opportunities and challenges of collaboration between the fintech industry and Islamic banking in Indonesia. This research is a descriptive qualitative study of literature review, by collecting information, identifying problems, and making evaluations. Data analysis using SWOT platform. The results of the study show there are opportunities, that the digitalization system in Indonesia is developing very quickly, so that it can be used as a means to improve services in Islamic banking. In this way, Islamic Bank services can reach remote areas, reduce costs, and increase the Islamic financial inclusion. The biggest challenge is related to regulators. The Indonesian, which is predominantly Muslim, requires definite sharia rules regarding services at several types of fintech, which until now do not have a sharia fatwa. Fintech will continue to develop, or contrary, Islamic fintech may sink and be replaced by other technological innovations.

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“…1. The majority of Indonesia's population is Muslim, which means it strongly supports Islamic finance practices (Abadi et al, 2020). 2.…”

Section: Opportunity Analysismentioning

confidence: 97%

Integration of Fintech and Islamic Banking in Indonesia: Opportunities and Challenges

Afif

Samsuri

2022

CJSI

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“…Peer to peer lending syariah diartikan sebuah sarana simpan ataupun pinjam dengan menggunakan teknologi sistem elektronik jaringan internet dengan menggunakan prinsip-prinsip syariah. Peer to peer lending merupakan sebuah inovasi kegiatan peminjaman dana yang hadir dengan adanya kemajuan teknologi yang menggunakan financial technology (Abadi et al, 2020). Financial technology sendiri merupakan sebuah kemajuan dari bidang teknologi dan ekonomi yang mempermudah transaksi tanpa harus bertransaksi secara langsung, namun dengan menggunakan media teknologi modern (Tampubolon, 2019).…”

Section: Peer To Peer Lending Syariah Dalam Perspektif Ekonomi Islamunclassified

Persepsi Pelaku Umkm Batik Kabupaten Pekalongan Terhadap Financial Technology Syariah

Hidayatullah¹,

Nassarrudin²,

Mashudi

2021

velocity

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This study aims to determine and explain the perceptions of batik SMEs in the area of â€‹â€‹wiradesa that are carried out in an effort to advance technology in this case is Islamic financial technology and explain how interested batik SMEs in the Wiradesa area are in conducting Islamic financing or peer to peer lending in sharia in Islamic financial technology. This research is a field research with a qualitative approach. To get valid data, the authors use data collection methods, namely interviews, documentation, and observation. There are two data sources in this study, namely primary data sources and secondary data sources. The results of this study stated that the perception of batik SMEs in the Wiradesa Region did not yet know or were unfamiliar with sharia financial technology and had an interest in participating in sharia financing in sharia financial technology on the grounds that sharia financing used sharia principles in the contract which made the SMEs of Batik feel not too anxious in running his business. And the SMEs of Batik in the Wiradesa Region also hope to hold a socialization about the use of services from Islamic financial technology providers to be able to understand the use of technology easily.

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“…The researchers used analysis Strength Weakness Opportunity and Threat or SWOT is a strategy that can be optimized by combining strengths and opportunities, but at the same time there are also weaknesses and threats that must be minimized (Abadi et al, 2020), to measure the strengths and weaknesses of Pulau Seribu in utilizing financial literacy and empowering financial inclusion as a strategy for the potency welfare of the community's economy,. Each of these factors can be described as follows:…”

Section: Financial Literacy and Inclusion Analysis Of The Community Of Pulau Seribu (A Case Study Onmentioning

confidence: 99%

Financial Literacy and Inclusion Analysis of the Community of Pulau Seribu (A Case Study on Pramuka Island on the Limitations of Banking Financial Services in the Pulau Seribu)

Prasetiyani¹,

Sumidartini²,

Barlian³

2021

ijtc

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: The progress of a region can be measured by the level of financial literacy of its population and financial inclusion. DKI Jakarta is in the top financial ranking for literacy and inclusion, but it is inversely proportional to the Pulau Seribu region. This research is a qualitative research with the technique of obtaining data through in-depth interviews with residents in the Pulau Seribu. The results are processed with a Strength Weakness Opportunity Threat (SWOT) analysis to produce a map of the strengths, weaknesses, opportunities and threats that exist in the Pulau Seribu region. With the SWOT condition in the region, it is hoped that the policy makers, namely the Otoritas Jasa Keuangan (OJK), the DKI Jakarta Regional Government and the community themselves are able to synergize in formulating strategies to accelerate the backwardness of the Pulau Seribu with DKI Jakarta.

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Analisis SWOT Fintech Syariah Dalam Menciptakan Keuangan Inklusif di Indonesia (Studi Kasus 3 Bank Syariah di Lamongan)

Cited by 12 publications

References 13 publications

Integration of Fintech and Islamic Banking in Indonesia: Opportunities and Challenges

Integration of Fintech and Islamic Banking in Indonesia: Opportunities and Challenges

Persepsi Pelaku Umkm Batik Kabupaten Pekalongan Terhadap Financial Technology Syariah

Financial Literacy and Inclusion Analysis of the Community of Pulau Seribu (A Case Study on Pramuka Island on the Limitations of Banking Financial Services in the Pulau Seribu)

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