Analisis Potensi Risiko Umkm Di Kabupaten Kudus

Alifiana, Mia Ajeng; Susanti, Nanik

doi:10.30595/medek.v18i2.3052

Cited by 5 publications

(5 citation statements)

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“…UKM seringkali memiliki keterbatasan sumber daya dan likuiditas yang lebih rendah dibandingkan perusahaan besar. Oleh karena itu, risiko yang tidak terkelola dengan baik dapat memiliki dampak yang lebih besar pada kelangsungan operasional UKM (Alifiana & Susanti, 2018). Analisis risiko membantu UKM mengidentifikasi dan mengurangi risiko-risiko potensial yang dapat mengancam bisnis mereka.…”

Section: Landasan Teoriunclassified

Analisis Risiko pada Usaha Kecil dan Menengah

Aulia

2023

jmeb

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Small and Medium Enterprises (SMEs) play a significant role in the global economy by contributing to economic growth, job creation and increased innovation. However, SMEs often face unique challenges and risks, which can have a significant impact on the continuity of their operations. Therefore, risk analysis for SMEs is important to help them identify, manage and mitigate potential risks that can affect their business performance. This study aims to analyze the risks faced by SMEs, as well as to identify effective methods for managing and reducing these risks. This study also aims to provide a better understanding of the importance of risk analysis in the context of SMEs. This study uses a qualitative approach and descriptive method. The population in this study were street vendors in the Lampung area. Research data obtained through direct interviews. The results of the study show that the most common risks faced by SMEs include financial risk, operational risk, market risk, reputation risk and legal risk. In addition, this study also identified that effective methods of managing risk in SMEs include product or service diversification, efficient cash management, and sound business planning. Proper risk analysis can help SMEs identify these risks and take proactive steps to mitigate them, thus increasing the chances of their business success.

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Section: Landasan Teoriunclassified

Analisis Risiko pada Usaha Kecil dan Menengah

Aulia

2023

jmeb

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“…Hazard dapat diartikan sebagai suatu kemungkinan yang dapat mengakibatkan keuntungan maupun kerugian dalam perusahaan. Sedangkan, risk merupakan suatu ketidakpastian yang akan muncul disebabkan oleh hazard dan mengarah ke sisi negatif (Alifiana, 2020).…”

Section: Kajian Teori Risikounclassified

Analisis Manajemen Risiko Finansial Terhadap Pom Coffee Room pada Saat Resesi Tahun 2023

Fikra Terisha Azzikra,

Melvin,

Owen

et al. 2023

MAMEN: Jurnal Manajemen

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This research was conducted with the aim of analyzing the financial risk of the POM Coffee Room during the 2023 recession. The POM Coffee Room is an MSME that sells coffee drinks as its main product. Its presence is able to encourage economic growth in Indonesia. In the world of business or business, of course there are risks caused by an uncertainty that will result in losses for a company. Even though there are many risks that will arise in a business, these risks can be watched out for and handled with risk management. In this study, researchers used qualitative research methods with the approach used by observing and interviewing partners. The author conducted an analysis on a small business, namely POM Coffee Room regarding the risks that will be faced if a recession occurs in 2023. The results obtained are that if a recession in 2023 does occur, then there are several risks that might occur to the cafe. The author also determines the level of probability and severity of risk in order to minimize the risks that will occur.

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“…These can be risks from the outside of the organization (see the challenges posed by the coronavirus), but there are also a number of risks within the digitalizati that can be identified and mitigated by improving the financial culture. Most authors cite that among the internal risks are capital risk, production risk, marketing risk, human resource risk, corporate financial risk, operational risk, but also expertise, strategy, and information risks (Alifiana and Susanti 2018;As Sajjad et al 2020;Sajiah et al 2019). Finally, the state must play a significant role by announcing programs that can support the financial and financing challenges for SMEs (Durst and Gerstlberger 2021;Isensee et al 2020).…”

Section: Introductionmentioning

confidence: 99%

The Impact of Financial Culture on the Operation of Hungarian SMEs before and during COVID-19

Tóth

Kása

Lentner

2022

Risks

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The main aim of this study is to explore the conceptual framework of corporate financial culture and its practical relevance in an emerging Central European market economy, at the level of the Hungarian SME, with a special emphasis on the Hungarian SME sector. In our study, we highlight each dimension of corporate financial culture, focusing on the established corporate financial culture index, and within it, we examine the significance of the financial management elements sub-index and the risk and insurance sub-index separately. In addition, we look for logical, causal, and statistically verifiable relationships between corporate financial literacy and the outcome of corporate financial decisions and corporate risk taking. The relationships were broken down over two years in the analysis. Approximately 2167 responses were included in the 2019 sample and 3281 in the 2021 sample. These representative samples were taken from the Hungarian SME sector and multiple linear regression models were built to find a significant moderation effect of financial literacy between perceived risks and the insurance activity of companies. We conducted our research in two different periods, the unique feature of which is that we conducted a survey before and during the coronavirus crisis, so we could make a comparative analysis. The method used in this research study is a literature review analysis of reference manuscripts, discussing topics related to financial literacy, corporate risk management, and corporate financial management, published in the last 10 years. Our results show that there are positive and significant relationships between company management, corporate risk management, and corporate financial literacy. The results of our study draw the attention of company leaders to the practical significance of financial culture—efficiency, profitability, and stability.

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Analisis Potensi Risiko Umkm Di Kabupaten Kudus

Cited by 5 publications

References 0 publications

Analisis Risiko pada Usaha Kecil dan Menengah

Analisis Risiko pada Usaha Kecil dan Menengah

Analisis Manajemen Risiko Finansial Terhadap Pom Coffee Room pada Saat Resesi Tahun 2023

The Impact of Financial Culture on the Operation of Hungarian SMEs before and during COVID-19

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