Analisis Peran Koperasi Simpan Pinjam Terhadap Usaha Mikro, Kecil Dan Menengah (Umkm) Di Kabupaten Gorontalo (Studi Pada KSP “Surya” Umg)

Abstract

This research aims to: determine and analyze the role of Savings and Loan Cooperatives on Micro, Small and Medium Enterprises (MSMEs) in Gorontalo Regency (Study on KSP "SURYA" UMG). The research method uses a quantitative research approach with quantitative descriptive research. The result show that: 1) The role of the UMG Savings and Loan Cooperative "SURYA" provides enormous benefits to help. The members acknowledged that the existence of cooperatives was very helpful to support the business progress of entrepreneurs. With the existence of cooperatives, members can make loans in an easy way and cooperatives have different roles from other institutions because for various reasons, members above cooperative institutions are more in favor of entrepreneurs who have limited capital. The role of the "SURYA" UMG Savings and Loan Cooperative is very beneficial for micro and small entrepreneurs because with the amount of loans given to these entrepreneurs, these entrepreneurs try to take advantage of the loans provided by the cooperative

Analysis of The Role of Savings and Loans Cooperatives An Effort to MSMEs Case Study on Ksp. Credit Union Harapan Kita

“…[1] In this regard, the number of cooperatives in Indonesia is enormous based on the number of cooperatives institutionally. The number of cooperatives is 127 thousand [2]. Based on the Law of the Republic of Indonesia Article 1 No.…”

“…This study aims to provide a better understanding of the role of savings and loan cooperatives in efforts to improve MSMEs in Indonesia, as well as the challenges faced by savings and loan cooperatives in providing support to MSMEs [2]. The results of this study are expected to provide information and recommendations for savings and loan cooperatives to improve MSMEs in Indonesia.…”

“…As in research [2], in his study entitled Analysis of the Role of Savings and Loans Cooperatives for Micro, Small and Medium Enterprises (MSMEs) in Gorontalo Regency (Study on KSP "Surya" UMG), the increase in the type or number of product merchandise and the use of labour for micro and small enterprises has not progressed, namely with developments where there are government policies in MSMEs [7]- [12].…”