ANALISIS PENINGKATAN KESEJAHTERAAN NASABAH TERHADAP PEMBIAYAAN MURABAHAH (Studi Kasus Bank Aceh Syariah Capem Krueng Geukueh)

Abstract

This study aims to determine differences in income before and after getting murabaha financing at Bank Aceh Syariah Capem Krueng Geukueh. The research method uses quantitative methods with a sample of 45 respondents. Data collection was carried out using a Likert scale questionnaire. Based on the results of the study there is a relationship between welfare and cheap financing at Bank Aceh Syariah Capem Krueng Geukeuh, with the difference in the difference in average income before and after amounting to -8,587 to -7,635. This research is useful for researchers themselves, for banks, for murabaha financing customers, and for future researchers.
 Keywords: welfare, income and murabahah financing

The Role of Baitul Maal Wat Tamwil Financing and Business Coaching on Business Development and Welfare Improvement of Micro Traders in Traditional Markets

“…The results of this study also showed that BMT financing did not affect its members' welfare improvement who came from micro-enterprises in the Purworejo traditional markets. These results are inconsistent with research by Nizar (2016), Alexandi Asy Syahidah (2018), Atika (2018), Fasilyana et al (2019), Damanhur and Utami (2020), Ferdiansyah et al (2021), Mahdalena et al (2021).…”

“…The research results by Fasilyana et al (2019) showed that financing significantly affected the business development of its members. Likewise, financing had a significant positive effect on improving the welfare of its members (Nizar, 2016;Alexandi & Asy Syahidah, 2018;Atika, 2018;Fasilyana et al, 2019;Damanhur & Utami, 2020;Ferdiansyah et al, 2021;Mahdalena et al, 2021). However, research by Prastiawati and Darma (2016) revealed that BMT financing did not significantly affect the business development and welfare improvement of traditional market traders (with the object being traditional market traders in Bantul).…”

“…The results showing that financing had a significant positive effect on improving the welfare of its members are from Nizar (2016), Alexandi and Asy Syahidah (2018), Atika (2018), Fasilyana et al (2019), Damanhur andUtami (2020), Ferdiansyah et al (2021), and Mahdalena et al (2021). However, research by Prastiawati and Darma (2016) disclosed that BMT financing had a less significant effect on improving the welfare of traditional market traders in Bantul.…”