Analisis Pengaruh Pembiayaan Modal Kerja, Pembiayaan Investasi,  Dan Pembiayaan Konsumtif Terhadap Total Aset Bank Aceh  Periode 2016-2019

Ahmadsyah, Israk; Rahmati, Rahmati; Aufa, Safarul

doi:10.29103/jeru.v2i3.2095

Cited by 4 publications

(4 citation statements)

References 0 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…This research is supported by a study conducted by Sari (2019), which indicates that NCC financing, represented by ijarah financing, has a positive and significant impact on total assets. Meanwhile, consumptive financing with murabahah contracts in the study by Ahmadsyah et al (2019) has a partially positive and significant impact on the growth of total assets. It can be concluded that the higher the distribution of NCC financing, the better the financial sustainability of a company.…”

Section: The Influence Of Natural Certainty Contracts (Ncc) On Financ...mentioning

confidence: 89%

The influence of Natural Certainty Contract (NCC) and Natural Uncertainty Contract (NUC) financings on the financial sustainability of Islamic commercial banks in Indonesia

Fitriawati,

Oktaviana

2024

J. Islam. Econ. Lariba

View full text Add to dashboard Cite

IntroductionResearch on Islamic banking in Indonesia has extensively addressed its performance and stability. However, studies on stability from the perspective of Natural Certainty Contract and Natural Uncertainty Contract financing have been relatively scarce.ObjectivesThis study measures how profitability mediates the impact of Natural Certainty Contract (NCC) financing and Natural Uncertainty Contract (NUC) financing on financial sustainability.MethodThe research utilizes secondary data obtained from quarterly reports for the periods I-IV of 2018-2022 on the official website of Sharia commercial banks. All Sharia commercial banks in Indonesia listed in the OJK for the period 2018-2022 constitute the population for this study, while the sample consists of Sharia commercial banks in Indonesia that meet the criteria. The sampling method employed is purposive sampling, resulting in eight Sharia commercial banks in Indonesia as the sample based on predetermined criteria.ResultsThe findings of this study indicate that NCC financing negatively influences profitability, NUC financing has no impact on profitability, NCC financing positively influences financial sustainability, NUC financing negatively influences financial sustainability, profitability (ROA) positively influences financial sustainability, NCC financing indirectly negatively affects financial sustainability through profitability, and NUC financing indirectly has no impact on financial sustainability through profitability.ImplicationsIslamic commercial banks should be more selective in financing allocation, focusing on options with lower risks. Furthermore, Islamic commercial banks should also manage financing effectively to minimize existing risks, thereby enhancing profitability.Originality/NoveltyThis study contributes to enrich studies in the field of Islamic finance with emphasize on Islamic commercial banks profitability and financial sustainability.

show abstract

Section: The Influence Of Natural Certainty Contracts (Ncc) On Financ...mentioning

confidence: 89%

The influence of Natural Certainty Contract (NCC) and Natural Uncertainty Contract (NUC) financings on the financial sustainability of Islamic commercial banks in Indonesia

Fitriawati,

Oktaviana

2024

J. Islam. Econ. Lariba

View full text Add to dashboard Cite

show abstract

“…total aset bank menjadi salah satu parameter yang signi�ikan untuk mengevaluasi kemajuan perbankan syariah dan menentukan sejauh mana kontribusinya terhadap perbankan nasional. Selain berfungsi sebagai indikator kuantitatif yang memberikan gambaran tentang skala suatu bank, total aset juga memberikan pandangan mendalam tentang pengaruh dan kontribusi bank tersebut terhadap keseluruhan sistem perbankan nasional (Ahmadsyah et al, 2019).…”

Section: Indikator Kinerja Bank Total Aset Bankunclassified

Perbandingan Kinerja Bank Konvensional dan Bank Syariah pada Triwulan IV 2022

Sipahutar,

Pramana,

Azizah

et al. 2024

syirkah

View full text Add to dashboard Cite

This research analyzes the performance of Conventional Banks and Islamic Banks in Indonesia in the fourth quarter of 2022 using data from the official website of the Financial Services Authority (OJK). The study employs a qualitative descriptive approach. The text above discusses the performance comparison between conventional commercial banks (BUK) and Islamic banks (BUS) in several key aspects. Islamic banks show higher asset growth, reaching 15.57%, compared to the 9.42% growth in assets of conventional commercial banks. The composition of their assets also differs, with conventional banks focusing more on credit, while Islamic banks emphasize financing. Overall, both Conventional Banks and Islamic Banks demonstrate positive performance in the second quarter of 2022, with strategies such as diversified funding sources, increased productive credit, and operational efficiency being key drivers of growth amid the continually changing economic dynamics. This conclusion reflects the commitment of the banking sector to support Indonesia's economic growth.

show abstract

“…Islamic Commercial Banks and Islamic Business Units are Islamic banks that are developing in Indonesia. Sharia Banking Statistics data shows that until March 2022 there are 12 Islamic Commercial Banks and 21 Islamic Business Units (Otoritas Jasa Keuangan, 2022). Islamic banking has various types of shari'ah compliant contract and types of usage.…”

Section: Introductionmentioning

confidence: 99%

The Financing Structure of Islamic Banks: A Comparative Study

Mardhiyaturrositaningsih

2022

AL-ARBAH

View full text Add to dashboard Cite

Purpose - This study aims to analyse the financing structure of Islamic Commercial Bank and Islamic Business Unit. This Study Compare the financing structure before and during the Covid-19 pandemic.Method - This research is using The comparative research method to determine differences in the financing structure of Islamic Banks before and during the Covid-19 period.Result - The result of this research indicates that the financing structure of Islamic Commercial Banks and Islamic Business Units based on the type of shari’ah compliant contract and the type of usage shows differences before and during the covid-19 pandemic. The decrease is shown in financing with mudharabah and ijarah contracts.Implication - The research indicates that the Bank has been impacted by the Covid-19 pandemic as indicated by changes in the financing structure of the banking system. Banks need to determine the right strategy in this situation.Originality- This study conducted a financing test based on the type of contract and the type of usage. This study identified two conditions in the period before and during the pandemic.

show abstract

Analisis Pengaruh Pembiayaan Modal Kerja, Pembiayaan Investasi, Dan Pembiayaan Konsumtif Terhadap Total Aset Bank Aceh Periode 2016-2019

Cited by 4 publications

References 0 publications

The influence of Natural Certainty Contract (NCC) and Natural Uncertainty Contract (NUC) financings on the financial sustainability of Islamic commercial banks in Indonesia

The influence of Natural Certainty Contract (NCC) and Natural Uncertainty Contract (NUC) financings on the financial sustainability of Islamic commercial banks in Indonesia

Perbandingan Kinerja Bank Konvensional dan Bank Syariah pada Triwulan IV 2022

The Financing Structure of Islamic Banks: A Comparative Study

Contact Info

Product

Resources

About