Analisis Faktor Determinan Return on Asset pada Bank BUMN  yang Terdaftar di Bursa Efek Indonesia

Hafiz, Muhammad Shareza; Radiman, Radiman; Sari, Maya; Jufrizen, Jufrizen

doi:10.33059/jmk.v8i2.1681

Cited by 6 publications

(15 citation statements)

References 0 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…The profitability ratio is an analysis of profit, and various elements that constitute profit are essential because a company's survival and success depend on its ability to generate profits (Hafiz et al, 2019). Company profitability analysis is also the central part of financial statement analysis.…”

Section: Profitabilitymentioning

confidence: 99%

“…CAR is also a ratio that shows how far all bank assets containing risks (credit, investment, securities, and claims on other banks) are financed from the bank's capital funds in addition to obtaining funds from other sources. Besides, CAR indicates a bank's ability to cover a decrease in its assets because of bank losses caused by risky assets, such as loans (Hafiz et al, 2019).…”

Section: Capital Adequacy Ratio (Car)mentioning

confidence: 99%

“…Banks, as financial institutions, also supply credit from those who have excess funds to those who need funds; from this, the bank can generate profits based on the difference in interest with the loans taken (Hafiz et al, 2019). Yet, not all disbursed loans are riskfree due to the risk of improper payments and loss of credit (Pamularsih, 2015).…”

Section: Introductionmentioning

confidence: 99%

“…Yet, not all disbursed loans are riskfree due to the risk of improper payments and loss of credit (Pamularsih, 2015). Financial ratios that generally affect ROA are NPL (representing credit risk), capital adequacy ratio (CAR), representing capital, and LDR (representing liquidity risk) (Hafiz et al, 2019).…”

Section: Introductionmentioning

confidence: 99%

“…Moreover, it was found that from 2012 to 2018, the average ROA decreased in stateowned banks (Hafiz et al, 2019). It is the reason for analyzing the internal factors of stateowned banks listed on the Indonesia Stock Exchange (IDX).…”

Section: Introductionmentioning

confidence: 99%

See 4 more Smart Citations

Determinants of Banking Profitability: The Case of State-Owned Banks Listed on the Indonesia Stock Exchange

Muhtadin

Zain

Purwanto

et al. 2022

JAI

View full text Add to dashboard Cite

Research aims: This study examined the determinants of profitability of state-owned banking companies on the Indonesia Stock Exchange, including Adequacy Ratio (CAR), Operating Costs and Operating Income (OCOI), Loan to Deposit Ratio (LDR), and Non-Performing Loan (NPL).Design/Methodology/Approach: This study is quantitative research with a type of exploratory. The population in this study was all state-owned banks listed on the Indonesia Stock Exchange for the period 2012-2018 and used the saturated sample technique, or the entire population was taken as a sample. The data analysis method employed in this study was a panel data regression model (a combination of time series and cross section) utilizing the EViews 9.Research findings: The results in this study revealed that the CAR and OCOI had a negative effect on bank profitability as proxied by ROA. Meanwhile, LDR and NPL did not affect the profitability of state-owned banks.Theoretical contribution/Originality: The research contributes to the literature and practice. Practically, these results can be used for management to maintain the banking system's internal condition in pursuing profitability.

show abstract

Section: Profitabilitymentioning

confidence: 99%

Section: Capital Adequacy Ratio (Car)mentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

See 3 more Smart Citations

Determinants of Banking Profitability: The Case of State-Owned Banks Listed on the Indonesia Stock Exchange

Muhtadin

Zain

Purwanto

et al. 2022

JAI

View full text Add to dashboard Cite

show abstract

effect of return on assets, debt to equity ratio, and corporate social responsibility policies on company values in PT Semen Baturaja (Persero) Tbk.

Royhaan

Isnurhadi

Widiyanti

et al. 2022

ijbem

View full text Add to dashboard Cite

This study aimed to know the effect of return on assets, debt to equity ratio, and corporate social responsibility policies on score company at PT Semen Baturaja (Persero), Tbk. The population and sample in the study is a company engaged in the cement sector, namely PT Semen Baturaja (Persero), Tbk, which uses report finance during periods 1-4 of 2012-2021. Based on the analysis of the results, multiple linear regression that has been conducted shows that return on assets take an adverse effect and has no significance to score Company, equity debt has an effect positive and significant to score Company, corporate social responsibility has an effect positive and significant to score Company. For companies in the cement industry, especially Semen Baturaja, it is necessary to develop ROA, DER, and CSR as tools to increase company value so that they can continue to compete and improve. For regulators, the results of this study provide an overview of ROA, DER, and CSR towards score companies. Therefore, regulatory agencies must set standards for measuring and disclosing existing corporate values.

show abstract

Financial Performance Level Analysis Model Bank Victoria Sharia Through The CAMEL, RGEC, And Z-Score Methods

Masin,

Hosen,

Anas

et al. 2023

J. Res. Eco. Islam

View full text Add to dashboard Cite

Background. The COVID-19 pandemic peak from 2020 to 2021 has significantly impacted the global economy, including Islamic banks. Consequently, this event has sparked interest in researching the health of small-category banks in facing challenges and significant changes, such as PT Bank Victoria Syariah during that period.Purpose .This study aims to examine the concrete impact and handling of these changes through an analysis of the Financial Performance Level focusing on Bank Victoria Syariah during the period from 2019 to 2021.Method. The method used to obtain accurate results is quantitative research with secondary data. The methods employed include CAMEL, RGEC, and Z-score analyses.Results. The research findings indicate that during the COVID-19 pandemic, the financial performance of Bank Victoria Syariah was relatively poor. There is a need to evaluate the bank's management. This is evident from the low profitability component (ROA) generated based on CAMEL analysis. This situation is caused by the very high BOPO ratio based on RGEC, reflecting operational inefficiency and the accumulation of non-performing Finance (NPF). The impact is also evident in the low ROE, even turning negative, posing a risk to the management of Bank Victoria Syariah's financial assets. Z-score analysis indicates that the company is in serious financial difficulty. Consequently, the bank finds it challenging to maximize its efforts and faces difficulties in gaining customer trust, with the possibility of large-scale withdrawal of deposits due to a Reputation crisis.Conclusion. As a result, the management of Bank Victoria Syariah is responsive to communicating necessary changes and concrete steps, improving operational efficiency and effectiveness, collaborate, involve employees in the recovery process, and establish cooperation with regulatory authorities.

show abstract

Analisis Faktor Determinan Return on Asset pada Bank BUMN yang Terdaftar di Bursa Efek Indonesia

Cited by 6 publications

References 0 publications

Determinants of Banking Profitability: The Case of State-Owned Banks Listed on the Indonesia Stock Exchange

Determinants of Banking Profitability: The Case of State-Owned Banks Listed on the Indonesia Stock Exchange

effect of return on assets, debt to equity ratio, and corporate social responsibility policies on company values in PT Semen Baturaja (Persero) Tbk.

Financial Performance Level Analysis Model Bank Victoria Sharia Through The CAMEL, RGEC, And Z-Score Methods

Contact Info

Product

Resources

About