Abstract:ABSTRACT
During the Covid-19 Pandemic, the banking sector experienced slow credit growth, this was due to the weakening economy and sluggish public purchasing power. At the beginning of the Covid-19 pandemic, the Basic Loan Interest Rate (SBDK) did not experience a significant decline, Banks also had to be more careful in lending to avoid Non-Performing Loans (NPLs). Credit reserves or Allowance for Impairment Losses (CKPN) must also be reserved for all credit categories in accordance with PSAK 71. In th… Show more
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